Amazon Business Prime American Express Card vs. Ink Business Cash® Credit Card
If you make the majority of your purchases outside of Amazon, or you plan to carry a balance on your card from month to month, the Ink Business Cash® Credit Card may be a better option.
The $0-annual-fee card lets you earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn. There’s also a valuable sign-up bonus that lets you earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
You can redeem those rewards for cash, gift cards or travel. You can also use points to pay for products or services, or transfer them to a Chase Ultimate Rewards® card to redeem for travel at a more valuable rate.
Plus, if you need to make a large business purchase and pay it off over time, the Ink Business Cash® Credit Card offers a 0% Intro APR on Purchases for 12 months. After that, a 18.49% to 24.49% Variable APR will apply.
Amazon Business Prime American Express Card vs. The Blue Business® Plus Credit Card from American Express
If you prefer a simple approach to earning business rewards, you may want to consider The Blue Business® Plus Credit Card from American Express. You’ll earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. If you max out the $50,000 annual spend cap, you can get $1,000 back each year.
Similar to the Ink Business Cash® Credit Card, this card has a No annual fee annual fee and offers an intro APR of 0% on purchases for 12 months from date of account opening. After that, an 18.49% - 26.49% variable APR applies.
To see the rates and fees for the The Blue Business® Plus Credit Card from American Express, please click here.