Compare it to the Capital One Quicksilver Student Cash Rewards Credit Card
The Capital One Quicksilver Student Cash Rewards Credit Card is a good credit card for students who want to build credit while taking advantage of a simple cashback program and $0 annual fee.
This card offers a flat rewards rate of 1.5% cash back on every purchase, every day; 5% cash back on hotels and rental cars booked through capital one travel (terms apply) — and its competitive rate is better than the 1% cash back rate many cashback credit cards offer on general purchases.
There are four ways to redeem your cash back: as statement credits, checks, credits towards previous purchases or gift cards. You can also set up automatic redemptions, either at a set time each calendar year or whenever your rewards reach a certain threshold ($25, $50, $100, $200, $500 or $1,500).
Rewards don’t expire (though if your account is closed, you’ll lose any rewards you haven’t redeemed yet), and there’s no limit to how much you can earn on purchases.
As for foreign transaction fees — the Capital One Quicksilver Student Cash Rewards Credit Card has none. The card also offers a complimentary concierge service and travel accident insurance, but no cellphone or car rental insurance.