Compare it to the Discover it® Cash Back
If you’re looking for a card that earns more than 3% cash back, the Discover it® Cash Back might be just what you’re looking for.
Cardholders earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. Note there’s a cap on the elevated cashback rate of $1,500 spent per quarter — meaning you can earn a maximum of $75 cash back at that rate before your earnings drop to 1% on all purchases for the rest of the quarter. Still, that’s generous for a card with a $0 annual fee.
Plus, the sign-up bonus is unique in that it’s a cashback match: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
You can also take advantage of solid intro APRs to make a big purchase or transfer a balance from another card. On purchases, enjoy 0% Intro APR for 15 months, after which a 13.49% - 24.49% Variable APR applies. On balance transfers, there’s also 0% Intro APR for 15 months, after which a 13.49% - 24.49% Variable APR applies.
The balance transfer fee is 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*. Finally, the foreign transaction fee is none. However, on that last, it’s worth noting Discover is not as widely accepted in some countries as cards on the Visa and Mastercard payment networks.
Because the Capital One SavorOne Cash Rewards for Good Credit is a Mastercard, it might be a better fit if you’ve got a trip abroad planned and want to know if you can use your card most places you visit.