Plymouth Rock Car Insurance Review
$1,682 a year
$616 a year
- Cheap rates
- Wide range of coverage options
- Offers accident forgiveness
- Poor customer satisfaction score
- Only available in six states
Is Plymouth Rock insurance good?
Plymouth Rock is a good company for drivers looking for cheap liability or full coverage car insurance in these states:
- Connecticut
- Massachusetts
- New Hampshire
- New Jersey
- New York
- Pennsylvania
J.D. Power gave Plymouth Rock a score of 616 out of 1,000 in its 2024 U.S. Auto Claim Satisfaction Study. That’s worse than the average rating of 637. This means some customers think Plymouth Rock falls short in how it resolves claims.
Plymouth Rock also has an A- (excellent) rating for financial strength from AM Best, which means it’s well able to pay out on claims.
How much is Plymouth Rock car insurance?
Plymouth Rock’s average liability car insurance rate is $616 a year, which is 26% cheaper than the national average of $829 a year.
The company’s average full coverage car insurance rate is $1,682 a year. That’s 20% cheaper than the national average of $2,101 a year.
Plymouth Rock car insurance comparison
| Company | Full coverage | Liability coverage | LendingTree score | |
|---|---|---|---|---|
 | Erie | $1,375 | $516 |  |
 | State Farm | $1,604 | $661 | |
| Plymouth Rock | $1,682 | $616 | |
 | Auto-Owners | $1,740 | $632 |  |
 | Travelers | $1,806 | $792 | |
 | NJM | $1,877 | $1,034 | |
 | Farm Bureau | $1,911 | $637 | |
 | American Family | $2,019 | $751 | |
 | Progressive | $2,078 | $801 | |
 | Geico | $2,109 | $797 |  |
 | Nationwide | $2,402 | $1,024 |  |
 | Amica | $2,784 | $1,120 | |
 | Allstate | $2,960 | $1,344 | |
 | The Hartford | $3,186 | $1,229 |  |
 | Farmers | $3,462 | $1,363 | |
 | USAA* | $1,322 | $437 | |
*USAA only sells insurance to members of the military and their families.
Plymouth Rock auto insurance with a poor driving record
Drivers with a speeding ticket pay around $1,978 a year for full coverage car insurance from Plymouth Rock. The average cost of Plymouth Rock car insurance after an accident is $2,200 a year, while drivers with a DUI pay about $2,223 a year.
Car insurance companies like Plymouth Rock charge drivers with speeding tickets, accidents and DUIs higher rates because they’re more likely to file claims that cost them money. The good news is that these incidents usually drop off your driving record in time. And when they do, your insurance rate should go down.
Average full coverage annual rate by incident
| Company | Clean record | Ticket | Accident | DUI |
|---|---|---|---|---|
| Erie | $1,375 | $1,551 | $1,806 | $2,404 |
| State Farm | $1,604 | $1,755 | $1,846 | $3,901 |
| Auto-Owners | $1,740 | $1,883 | $2,400 | $3,719 |
| Travelers | $1,806 | $2,319 | $2,524 | $2,737 |
| Plymouth Rock | $1,682 | $1,978 | $2,200 | $2,223 |
| Farm Bureau | $1,911 | $2,156 | $2,586 | $3,924 |
| American Family | $2,019 | $2,414 | $3,191 | $3,368 |
| Progressive | $2,078 | $2,728 | $3,102 | $2,656 |
| Geico | $2,109 | $2,763 | $3,634 | $5,067 |
| Nationwide | $2,402 | $3,178 | $3,853 | $5,332 |
| Amica | $2,784 | $2,987 | $4,313 | $9,749 |
| Allstate | $2,960 | $3,513 | $4,709 | $4,680 |
| AAA | $2,988 | $3,954 | $5,205 | $6,962 |
| The Hartford | $3,186 | $4,254 | $4,945 | $4,882 |
| Farmers | $3,462 | $4,589 | $5,535 | $5,307 |
| USAA* | $1,322 | $1,603 | $1,809 | $2,576 |
Plymouth Rock teen car insurance rates
Plymouth Rock’s average rates for teen car insurance are $3,154 a year for liability coverage and $8,702 a year for full coverage.
Teen drivers usually pay the highest car insurance rates of any age group because they’re more likely to get into accidents. As they get older, their rates will go down if they keep a clean driving record.
Plymouth Rock average car insurance rates for 18-year-old drivers
| Company | Full coverage | Liability coverage |
|---|---|---|
| NYCM | $2,329 | $828 |
| Erie | $3,108 | $1,144 |
| State Farm | $4,577 | $2,082 |
| Auto-Owners | $4,839 | $2,125 |
| Geico | $5,590 | $2,249 |
| Travelers | $5,978 | $2,737 |
| NJM | $4,096 | $2,446 |
| Farm Bureau | $4,371 | $1,715 |
| American Family | $6,385 | $2,684 |
| Progressive | $8,434 | $3,111 |
| Nationwide | $8,214 | $3,717 |
| Plymouth Rock | $8,702 | $3,154 |
| Amica | $9,943 | $4,272 |
| Allstate | $8,547 | $3,939 |
| The Hartford | $9,080 | $2,991 |
| Farmers | $11,931 | $5,377 |
| USAA* | $3,188 | $1,146 |
Plymouth Rock car insurance discounts
Plymouth Rock offers several car insurance discounts that can lower your car insurance costs. With Plymouth Rock, you could save money by:
- Insuring more than one car
- Bundling home and auto insurance with Plymouth Rock
- Being a safe driver
- Having an anti-theft system in your car
- Signing up for electronic documents
What does Plymouth Rock car insurance cover?
Plymouth Rock includes these extra coverages in all of its standard car insurance policies:
Crashbusters: If you get into an accident, a Plymouth Rock agent will come to where you are and inspect your vehicle.
Door to Door Valet Claim Service: Plymouth Rock will pick up your car, take it to a repair shop and bring it back to you when it’s fixed.
Get Home Safe: If you are in a situation where driving isn’t a good idea, Plymouth Rock offers a one-time free taxi ride to get you home safe. Your rates won’t go up for using it, either.
Guaranteed repairs: Plymouth Rock guarantees the work done at any of their referral shops.
If you have car insurance with Plymouth Rock for three years or more, it will give you these extra coverages, too:
- Additional rental coverage
- Child car seat replacement
- Laptop replacement
- Loss of earnings deductible
- Mobile device replacement
- Pet injury coverage
- Waiver of collision deductible
Plymouth Rock also offers some good optional coverages, including:
Assurance Preferred
If you pay extra for Plymouth Rock’s Assurance Preferred package, you get:
- Airbag accidental discharge coverage
- Additional towing and labor coverage
- Pet injury coverage
- Roadside assistance
- Waiver of deductible for windshield replacement
- Waiver of depreciation
Assurance Premier
This add-on coverage package includes everything that’s in the Assurance Preferred package as well as:
- Deductible credits for each year you don’t file a claim
- Electronic key replacement
- GAP coverage
- New car replacement
- Roadside assistance
- Trip interruption coverage
Plymouth Rock also offers these add-on coverages individually:
- $100 glass deductible
- Accident forgiveness
- Full glass coverage
- Loan/lease GAP coverage
- New car replacements
- Waiver of deductible