Erika Giovanetti

Erika Giovanetti

Erika Giovanetti is a personal finance reporter whose work has been featured in the New York Times, NPR, CNBC, CBS News, Fox Business, the Today Show and many more. Erika is passionate about helping consumers make informed decisions with their money. She specializes in personal loans, consumer debt, budgeting and spending, medical billing, predatory lending and finance apps.

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Articles by Erika Giovanetti

As Credit Reporting Agencies Remove Most Medical Debt From Credit Reports, Up to 45% of Americans Could Benefit

The choice to seek medical care isn’t often a choice — anyone who’s ever experienced a medical emergency or dealt with a chronic, long-term illness... read more

Are Personal Loans a Bad Idea? (And Other Key Questions)

Borrowing a personal loan isn’t a bad idea if you qualify for a low rate and reasonable repayment terms. But if you get stuck with... read more

Payday Loan Consolidation: Getting Out of Payday Loan Debt

Getting out of payday loan debt is difficult since this type of financing comes with high interest rates and short repayment terms. A majority of... read more

How to Pay Off Debt in Collections

If you’ve missed payments on your debt for a significant period of time, typically 180 days, it may be sent to a collections agency. The... read more

How to Negotiate Medical, Hospital Bills

The average American household spends more than $5,000 annually on health care, according to the Bureau of Labor Statistics, and you might feel like you... read more

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