Articles by Erika Giovanetti
As Credit Reporting Agencies Remove Most Medical Debt From Credit Reports, Up to 45% of Americans Could Benefit
June 27, 2022
The choice to seek medical care isn’t often a choice — anyone who’s ever experienced a medical emergency or dealt with a chronic, long-term illness... read more
Are Personal Loans a Bad Idea? (And Other Key Questions)
August 31, 2021
Borrowing a personal loan isn’t a bad idea if you qualify for a low rate and reasonable repayment terms. But if you get stuck with... read more
Payday Loan Consolidation: Getting Out of Payday Loan Debt
August 31, 2021
Getting out of payday loan debt is difficult since this type of financing comes with high interest rates and short repayment terms. A majority of... read more
How to Pay Off Debt in Collections
August 31, 2021
If you’ve missed payments on your debt for a significant period of time, typically 180 days, it may be sent to a collections agency. The... read more
How to Negotiate Medical, Hospital Bills
July 30, 2021
The average American household spends more than $5,000 annually on health care, according to the Bureau of Labor Statistics, and you might feel like you... read more
