If your credit rating has improved, interest rates have gone down, or you just flat-out got gouged on your financing when you bought your car, we're here to help. When you submit your information with us, we're going to help you get offers from multiple lenders who are all competing to win your business and help you refinance your car. That means you're going to be in a good position to get a better deal on your auto financing.
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Interest Rates Can Be Lower
FHA loans can be less expensive than non-government loans for people with small down payments or credit issues.
FHA loans are assumable. This feature can help you sell your property if rates are higher in the future.
Energy Efficient Mortgage (EEM)
The VA program allows up to $6,000 in improvements (or more if an appraisal shows the improvements will be 100% offset by an increase in the home's value) to be added to the home purchase or refi as long as the total does not exceed VA loan limits. No special underwriting is required; the VA just says that the mortgage lender "must evaluate the veteran's ability to pay the increased loan payments caused by the addition of energy efficiency improvements."