As a credit union, you must be a DCU member to take out a loan. However, DCU membership is open to those in all 50 states.
If you don’t live, work, worship or go to school in certain communities in Massachusetts or work for a participating employer, you’ll need to join one of DCU’s participating organizations. Although all these organizations charge a membership fee, they are open to anyone.
Also, you’ll need to open and fund a DCU savings account, since this is what you’ll be borrowing against. Finally, DCU will likely review your borrowing history to determine eligibility, although it doesn’t disclose its credit-related criteria.