Cheap Car Insurance in Mississippi (2025)
Best cheap car insurance in Mississippi
Cheapest full-coverage car insurance in Mississippi: State Farm
Mississippi Farm Bureau has the next-cheapest rates for most drivers at $133 a month. At $97 a month, USAA is cheaper than Farm Bureau. However, only the military community and their families can buy policies from USAA.
Full-coverage car insurance rates
| Company | Average annual rate | LendingTree score | |
|---|---|---|---|
 | State Farm | $1,144 |  |
 | Farm Bureau | $1,596 |  |
 | Travelers | $1,687 | |
 | Progressive | $1,887 | |
 | Shelter | $2,168 |  |
 | Allstate | $2,330 |  |
 | Geico | $2,358 | |
 | Farmers | $2,441 | |
 | Nationwide | $2,897 | |
 | USAA* | $1,168 | |
Full-coverage car insurance includes collision Collision covers damage to your own car in a collision with another vehicle or object. and comprehensive Comprehensive covers your car for theft and damage from non-collision causes like vandalism, flood and fire. It’s also called other than collision. , which cover damage to your own car. Neither is required by law, but you usually need both for a car loan or lease.
The average cost of full coverage in Mississippi is $164 a year. Your actual rate depends on factors like your driving record, credit and discounts. It’s good to compare car insurance quotes from a few different companies to get the best rate.
Cheap Mississippi liability insurance: State Farm
Progressive has the next-cheapest rates at $35 a month. Progressive also offers a few more car insurance discounts than State Farm, which may make it a cheaper option.
Liability auto insurance rates
| Company | Annual rate |
|---|---|
| State Farm | $360 |
| Progressive | $422 |
| Farm Bureau | $498 |
| Travelers | $673 |
| Geico | $736 |
| Shelter | $867 |
| Allstate | $893 |
| Farmers | $1,067 |
| Nationwide | $1,083 |
| USAA* | $344 |
Cheap car insurance for Mississippi teens: Farm Bureau
Farm Bureau also has the cheapest full-coverage car insurance for most young drivers at $229 a month. State Farm is the next-cheapest company at $265 a month.
Both companies give young drivers a discount for completing a driver training program and getting good grades. It’s good to ask about discounts like these with any company you contact for a quote.
Annual insurance rates for teens
| Company | Liability | Full coverage |
|---|---|---|
| Farm Bureau | $1,176 | $2,746 |
| State Farm | $1,238 | $3,175 |
| Travelers | $1,959 | $4,496 |
| Shelter | $2,215 | $5,291 |
| Progressive | $2,242 | $8,928 |
| Geico | $2,953 | $8,019 |
| Allstate | $2,994 | $8,271 |
| Nationwide | $3,665 | $10,535 |
| Farmers | $4,299 | $7,363 |
| USAA* | $876 | $2,595 |
Mississippi’s cheapest car insurance after a ticket: State Farm
A speeding ticket raises the average price of car insurance in Mississippi by 22% to $200 a month. But each company’s price increase for speeding or other violations is different. This makes it especially important to shop around for a cheap rate if you have a bad driving record.
Auto insurance rates after a ticket
| Company | Annual rate |
|---|---|
| State Farm | $1,229 |
| Farm Bureau | $1,713 |
| Travelers | $2,124 |
| Progressive | $2,391 |
| Shelter | $2,518 |
| Allstate | $2,571 |
| Farmers | $3,052 |
| Geico | $3,379 |
| Nationwide | $3,498 |
| USAA* | $1,507 |
Cheap Mississippi auto insurance after an accident: State Farm
MS auto insurance rates after an accident
| Company | Annual rate |
|---|---|
| State Farm | $1,356 |
| Farm Bureau | $2,054 |
| Shelter | $2,218 |
| Travelers | $2,326 |
| Progressive | $2,811 |
| Allstate | $3,438 |
| Geico | $4,488 |
| Nationwide | $4,495 |
| Farmers | $5,816 |
| USAA* | $1,168 |
Cheap MS insurance quotes for bad teen drivers: Farm Bureau and State Farm
Farm Bureau has the cheapest liability rate for most Mississippi teens with a ticket at $109 a month. State Farm has the next-best rate at $115 a month.
State Farm has the cheapest car insurance for teens with an at-fault accident at $132 a month. Farm Bureau is only a bit more expensive at $135 a month.
Annual teen insurance rates after a ticket or accident
| Company | Ticket | Accident |
|---|---|---|
| Farm Bureau | $1,305 | $1,622 |
| State Farm | $1,375 | $1,582 |
| Progressive | $2,367 | $2,564 |
| Travelers | $2,455 | $2,792 |
| Shelter | $2,694 | $2,283 |
| Allstate | $3,439 | $4,054 |
| Geico | $3,444 | $3,862 |
| Nationwide | $3,926 | $4,013 |
| Farmers | $5,822 | $11,457 |
| USAA* | $1,227 | $876 |
Cheap Mississippi car insurance after a DUI: Progressive
Travelers has the next-cheapest DUI insurance at $204 a month.
Auto insurance rates after a DUI
| Company | Annual rate |
|---|---|
| Progressive | $2,273 |
| Travelers | $2,452 |
| Farm Bureau | $2,593 |
| State Farm | $2,649 |
| Allstate | $3,171 |
| Shelter | $3,204 |
| Nationwide | $5,747 |
| Farmers | $5,816 |
| Geico | $8,345 |
| USAA* | $2,233 |
Best Mississippi car insurance rates for bad credit: Farm Bureau
Travelers has the next-cheapest bad credit car insurance at $242 a month.
Insurance companies check your credit for things like your payment history and the amounts you owe. You can usually get lower car insurance rates in the future by avoiding late payments and paying down debts.
Car insurance rates with bad credit
| Company | Annual rate |
|---|---|
| Farm Bureau | $2,731 |
| Travelers | $2,908 |
| Progressive | $3,230 |
| Geico | $3,374 |
| Allstate | $3,735 |
| Nationwide | $3,879 |
| Shelter | $4,760 |
| State Farm | $5,797 |
| Farmers | $7,189 |
| USAA* | $2,233 |
Best car insurance companies in Mississippi
State Farm has cheap rates for most drivers and good overall satisfaction ratings from J.D. Power. J.D. Power’s scores are based on customer surveys on factors like price and convenience.
Travelers often costs more than State Farm, but it also offers more coverage options and discounts. For example, Travelers offers gap insurance Your lender can make you get gap insurance if you owe more for your car than it’s worth. This often happens with low- or no-down payment loans. and accident forgiveness Accident forgiveness protects you from a rate increase after your first at-fault accident. You have to get it before an accident, and it usually costs extra. , which State Farm doesn’t have.
Farm Bureau is good for basic car insurance and cheap prices. However, you can’t get as many extra coverages from Farm Bureau as you can from State Farm and Travelers.
Mississippi insurance company ratings
| Company | J.D. Power** | AM Best | LendingTree |
|---|---|---|---|
| Allstate | 635 | A+ | |
| Farm Bureau | 673 | A | |
| Farmers | 619 | A | |
| Geico | 637 | A++ | |
| Nationwide | 641 | A | |
| Progressive | 622 | A+ | |
| Shelter | 678 | A | |
| State Farm | 657 | A++ | |
| Travelers | 616 | A++ | |
| USAA* | 739 | A++ | |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
Mississippi auto insurance rates by city
Starkville has the cheapest full-coverage insurance rates among Mississippi’s cities and towns at $138 a month. Sturgis has the next-cheapest rate at $140 a month.
Hermanville has Mississippi’s most expensive car insurance at $189 a month. This is 15% higher than the state average. Nearby Port Gibson has the next-highest rate at $188 a month.
Drivers in Jackson pay an average of $175 a month for car insurance, which is 6% higher than the state average. Gulfport drivers pay $168 a month for insurance, which is only 2% higher than the state average.
Auto insurance rates near you
| City | Annual rate | City vs. state annual |
|---|---|---|
| Abbeville | $1,849 | -6% |
| Aberdeen | $1,809 | -8% |
| Ackerman | $1,863 | -5% |
| Alcorn State University | $2,225 | 13% |
| Algoma | $1,782 | -9% |
| Alligator | $1,946 | -1% |
| Amory | $1,804 | -8% |
| Anguilla | $1,924 | -2% |
| Arcola | $1,908 | -3% |
| Arkabutla | $1,941 | -1% |
| Arnold Line | $1,901 | -3% |
| Artesia | $1,712 | -13% |
| Ashland | $1,873 | -5% |
| Avon | $1,916 | -3% |
| Bailey | $1,845 | -6% |
| Baldwyn | $1,703 | -13% |
| Banner | $1,824 | -7% |
| Bassfield | $2,053 | 4% |
| Batesville | $1,976 | 0% |
| Bay Springs | $1,940 | -1% |
| Bay St. Louis | $2,057 | 5% |
| Beaumont | $2,019 | 3% |
| Becker | $1,850 | -6% |
| Beechwood | $2,000 | 2% |
| Belden | $1,706 | -13% |
| Bellefontaine | $1,855 | -6% |
| Belmont | $1,795 | -9% |
| Belzoni | $1,897 | -4% |
| Benoit | $1,860 | -5% |
| Benton | $2,090 | 6% |
| Bentonia | $2,107 | 7% |
| Beulah | $1,875 | -5% |
| Big Creek | $1,820 | -7% |
| Biloxi | $1,991 | 1% |
| Blue Mountain | $1,792 | -9% |
| Blue Springs | $1,707 | -13% |
| Bogue Chitto | $1,965 | 0% |
| Bolton | $2,016 | 2% |
| Booneville | $1,726 | -12% |
| Boyle | $1,858 | -6% |
| Brandon | $1,966 | 0% |
| Braxton | $1,992 | 1% |
| Brookhaven | $1,955 | -1% |
| Brooklyn | $1,896 | -4% |
| Brooksville | $1,884 | -4% |
| Bruce | $1,820 | -7% |
| Buckatunna | $1,967 | 0% |
| Bude | $2,067 | 5% |
| Burnsville | $1,787 | -9% |
| Byhalia | $1,892 | -4% |
| Byram | $2,084 | 6% |
| Caledonia | $1,747 | -11% |
| Calhoun City | $1,831 | -7% |
| Camden | $2,003 | 2% |
| Canton | $1,994 | 1% |
| Carriere | $2,067 | 5% |
| Carrollton | $1,901 | -3% |
| Carson | $2,062 | 5% |
| Carthage | $1,933 | -2% |
| Cary | $1,930 | -2% |
| Cascilla | $2,018 | 3% |
| Cedarbluff | $1,800 | -9% |
| Centreville | $2,131 | 8% |
| Charleston | $2,051 | 4% |
| Chatawa | $1,968 | 0% |
| Chatham | $1,914 | -3% |
| Chunky | $1,839 | -7% |
| Clara | $1,964 | 0% |
| Clarksdale | $2,058 | 5% |
| Cleveland | $1,884 | -4% |
| Clinton | $1,985 | 1% |
| Cloverdale | $2,117 | 8% |
| Coahoma | $2,053 | 4% |
| Coffeeville | $1,907 | -3% |
| Coila | $1,900 | -3% |
| Coldwater | $1,899 | -4% |
| Collins | $2,020 | 3% |
| Collinsville | $1,823 | -7% |
| Columbia | $2,059 | 5% |
| Columbus | $1,739 | -12% |
| Columbus AFB | $1,730 | -12% |
| Como | $1,943 | -1% |
| Conehatta | $1,825 | -7% |
| Corinth | $1,773 | -10% |
| Courtland | $1,986 | 1% |
| Crawford | $1,693 | -14% |
| Crenshaw | $1,970 | 0% |
| Crosby | $2,155 | 10% |
| Crowder | $2,001 | 2% |
| Cruger | $1,926 | -2% |
| Crystal Springs | $2,010 | 2% |
| D Lo | $1,980 | 1% |
| D'Iberville | $1,988 | 1% |
| Daleville | $1,834 | -7% |
| Darling | $2,006 | 2% |
| De Kalb | $1,890 | -4% |
| DeLisle | $1,981 | 1% |
| Decatur | $1,810 | -8% |
| Delta City | $1,926 | -2% |
| Dennis | $1,793 | -9% |
| Derma | $1,831 | -7% |
| Diamondhead | $2,014 | 2% |
| Doddsville | $1,857 | -6% |
| Drew | $1,917 | -3% |
| Dublin | $2,054 | 4% |
| Duck Hill | $1,890 | -4% |
| Dumas | $1,777 | -10% |
| Duncan | $1,944 | -1% |
| Dundee | $1,957 | -1% |
| Durant | $1,974 | 0% |
| Eastabuchie | $1,884 | -4% |
| Ecru | $1,733 | -12% |
| Edwards | $2,043 | 4% |
| Elliott | $1,959 | 0% |
| Ellisville | $1,895 | -4% |
| Enid | $2,033 | 3% |
| Enterprise | $1,917 | -3% |
| Escatawpa | $1,962 | 0% |
| Ethel | $1,907 | -3% |
| Etta | $1,740 | -12% |
| Eupora | $1,865 | -5% |
| Falkner | $1,840 | -6% |
| Farmington | $1,773 | -10% |
| Farrell | $2,054 | 4% |
| Fayette | $2,198 | 12% |
| Fernwood | $1,987 | 1% |
| Flora | $2,006 | 2% |
| Florence | $1,958 | 0% |
| Flowood | $1,956 | -1% |
| Forest | $1,905 | -3% |
| Foxworth | $2,084 | 6% |
| French Camp | $1,869 | -5% |
| Friars Point | $2,076 | 6% |
| Fulton | $1,710 | -13% |
| Gallman | $2,046 | 4% |
| Gattman | $1,829 | -7% |
| Gautier | $1,937 | -2% |
| Georgetown | $1,978 | 1% |
| Glen | $1,773 | -10% |
| Glen Allan | $1,913 | -3% |
| Glendora | $2,023 | 3% |
| Gloster | $2,121 | 8% |
| Golden | $1,755 | -11% |
| Goodman | $1,989 | 1% |
| Gore Springs | $1,892 | -4% |
| Grace | $1,915 | -3% |
| Greenville | $1,903 | -3% |
| Greenwood | $1,843 | -6% |
| Greenwood Springs | $1,820 | -8% |
| Grenada | $1,934 | -2% |
| Gulf Hills | $1,952 | -1% |
| Gulf Park Estates | $1,953 | -1% |
| Gulfport | $2,013 | 2% |
| Gunnison | $1,879 | -5% |
| Guntown | $1,688 | -14% |
| Hamilton | $1,833 | -7% |
| Harperville | $1,945 | -1% |
| Harrisville | $1,981 | 1% |
| Hattiesburg | $1,871 | -5% |
| Hazlehurst | $2,055 | 4% |
| Heidelberg | $1,940 | -1% |
| Helena | $1,962 | 0% |
| Hermanville | $2,270 | 15% |
| Hernando | $1,861 | -5% |
| Hickory | $1,828 | -7% |
| Hickory Flat | $1,827 | -7% |
| Hide-A-Way Lake | $2,068 | 5% |
| Hillsboro | $1,899 | -3% |
| Holcomb | $1,927 | -2% |
| Hollandale | $1,889 | -4% |
| Holly Bluff | $2,011 | 2% |
| Holly Springs | $1,882 | -4% |
| Horn Lake | $1,902 | -3% |
| Houlka | $1,803 | -8% |
| Houston | $1,798 | -9% |
| Hurley | $1,974 | 0% |
| Independence | $1,941 | -1% |
| Indianola | $1,813 | -8% |
| Inverness | $1,829 | -7% |
| Isola | $1,856 | -6% |
| Itta Bena | $1,834 | -7% |
| Iuka | $1,802 | -8% |
| Jackson | $2,095 | 6% |
| Jayess | $2,013 | 2% |
| Jonestown | $2,050 | 4% |
| Kilmichael | $1,861 | -5% |
| Kiln | $2,053 | 4% |
| Kokomo | $2,047 | 4% |
| Kosciusko | $1,905 | -3% |
| Lake | $1,877 | -5% |
| Lake Cormorant | $1,891 | -4% |
| Lakeshore | $2,076 | 6% |
| Lamar | $1,905 | -3% |
| Lambert | $2,041 | 4% |
| Latimer | $1,956 | -1% |
| Lauderdale | $1,830 | -7% |
| Laurel | $1,893 | -4% |
| Lawrence | $1,833 | -7% |
| Leakesville | $2,005 | 2% |
| Leland | $1,890 | -4% |
| Lena | $1,977 | 0% |
| Lexington | $1,997 | 2% |
| Liberty | $2,079 | 6% |
| Little Rock | $1,812 | -8% |
| Long Beach | $1,987 | 1% |
| Lorman | $2,230 | 13% |
| Louin | $1,915 | -3% |
| Louise | $1,941 | -1% |
| Louisville | $1,888 | -4% |
| Lucedale | $1,973 | 0% |
| Ludlow | $1,909 | -3% |
| Lula | $2,003 | 2% |
| Lumberton | $1,987 | 1% |
| Lyman | $2,011 | 2% |
| Lynchburg | $1,921 | -2% |
| Lyon | $2,044 | 4% |
| Maben | $1,755 | -11% |
| Macon | $1,936 | -2% |
| Madden | $1,919 | -2% |
| Madison | $1,965 | 0% |
| Magee | $1,955 | -1% |
| Magnolia | $1,969 | 0% |
| Mantachie | $1,713 | -13% |
| Mantee | $1,877 | -5% |
| Marietta | $1,711 | -13% |
| Marion | $1,862 | -5% |
| Marks | $2,029 | 3% |
| Mathiston | $1,856 | -6% |
| Mayersville | $1,916 | -3% |
| Mayhew | $1,752 | -11% |
| Mc Adams | $1,899 | -3% |
| Mc Call Creek | $2,058 | 5% |
| Mc Carley | $1,917 | -3% |
| Mc Cool | $1,918 | -3% |
| Mc Henry | $1,923 | -2% |
| Mc Neill | $2,087 | 6% |
| McComb | $1,971 | 0% |
| McLain | $1,978 | 1% |
| Meadville | $2,081 | 6% |
| Memphis Stc | $1,839 | -7% |
| Mendenhall | $1,967 | 0% |
| Meridian | $1,862 | -5% |
| Merigold | $1,890 | -4% |
| Metcalfe | $1,912 | -3% |
| Michigan City | $1,910 | -3% |
| Midnight | $1,922 | -2% |
| Minter City | $1,849 | -6% |
| Mississippi State | $1,654 | -16% |
| Mississippi Valley State University | $1,836 | -7% |
| Mize | $1,967 | 0% |
| Monticello | $2,022 | 3% |
| Montpelier | $1,852 | -6% |
| Mooreville | $1,693 | -14% |
| Moorhead | $1,832 | -7% |
| Morgan City | $1,843 | -6% |
| Morgantown | $2,122 | 8% |
| Morton | $1,946 | -1% |
| Moselle | $1,891 | -4% |
| Moss | $1,915 | -3% |
| Moss Point | $1,975 | 0% |
| Mound Bayou | $1,890 | -4% |
| Mount Olive | $2,034 | 3% |
| Mount Pleasant | $1,889 | -4% |
| Myrtle | $1,748 | -11% |
| Natchez | $2,127 | 8% |
| Neely | $2,005 | 2% |
| Nellieburg | $1,841 | -6% |
| Nesbit | $1,876 | -5% |
| Nettleton | $1,731 | -12% |
| New Albany | $1,725 | -12% |
| New Augusta | $2,019 | 3% |
| New Houlka | $1,805 | -8% |
| New Site | $1,718 | -13% |
| Newhebron | $2,038 | 4% |
| Newton | $1,826 | -7% |
| Nicholson | $2,064 | 5% |
| North Carrollton | $1,902 | -3% |
| North Tunica | $1,931 | -2% |
| Noxapater | $1,898 | -4% |
| Oak Vale | $2,018 | 3% |
| Oakland | $1,969 | 0% |
| Ocean Springs | $1,950 | -1% |
| Okolona | $1,810 | -8% |
| Olive Branch | $1,886 | -4% |
| Osyka | $1,994 | 1% |
| Ovett | $1,921 | -2% |
| Oxford | $1,847 | -6% |
| Pace | $1,894 | -4% |
| Pachuta | $1,924 | -2% |
| Panther Burn | $1,937 | -2% |
| Parchman | $1,944 | -1% |
| Paris | $1,825 | -7% |
| Pascagoula | $1,978 | 1% |
| Pass Christian | $1,984 | 1% |
| Pattison | $2,249 | 14% |
| Paulding | $1,941 | -1% |
| Pearl | $1,969 | 0% |
| Pearl River | $1,853 | -6% |
| Pearlington | $2,012 | 2% |
| Pelahatchie | $1,959 | 0% |
| Perkinston | $1,929 | -2% |
| Petal | $1,864 | -5% |
| Pheba | $1,782 | -9% |
| Philadelphia | $1,850 | -6% |
| Philipp | $1,948 | -1% |
| Picayune | $2,061 | 5% |
| Pickens | $2,011 | 2% |
| Piney Woods | $1,946 | -1% |
| Pinola | $1,981 | 1% |
| Pittsboro | $1,798 | -9% |
| Plantersville | $1,707 | -13% |
| Pontotoc | $1,746 | -11% |
| Pope | $1,998 | 2% |
| Poplarville | $2,039 | 4% |
| Port Gibson | $2,250 | 14% |
| Porterville | $1,920 | -2% |
| Potts Camp | $1,848 | -6% |
| Prairie | $1,821 | -7% |
| Prentiss | $2,064 | 5% |
| Preston | $1,914 | -3% |
| Puckett | $1,994 | 1% |
| Pulaski | $1,949 | -1% |
| Purvis | $1,942 | -1% |
| Quitman | $1,935 | -2% |
| Raleigh | $1,962 | 0% |
| Randolph | $1,745 | -11% |
| Rawls Springs | $1,859 | -6% |
| Raymond | $2,073 | 5% |
| Red Banks | $1,890 | -4% |
| Redwater | $1,934 | -2% |
| Redwood | $2,000 | 2% |
| Rena Lara | $1,987 | 1% |
| Richland | $1,974 | 0% |
| Richton | $2,002 | 2% |
| Ridgeland | $1,965 | 0% |
| Rienzi | $1,774 | -10% |
| Ripley | $1,794 | -9% |
| Robinhood | $1,966 | 0% |
| Robinsonville | $1,956 | -1% |
| Rolling Fork | $1,904 | -3% |
| Rome | $1,975 | 0% |
| Rose Hill | $1,912 | -3% |
| Rosedale | $1,860 | -5% |
| Roxie | $2,114 | 7% |
| Ruleville | $1,870 | -5% |
| Ruth | $1,970 | 0% |
| Sallis | $1,904 | -3% |
| Saltillo | $1,697 | -14% |
| Sandersville | $1,913 | -3% |
| Sandhill | $1,947 | -1% |
| Sandy Hook | $2,053 | 4% |
| Sarah | $1,919 | -2% |
| Sardis | $1,986 | 1% |
| Satartia | $2,058 | 5% |
| Saucier | $1,993 | 1% |
| Schlater | $1,823 | -7% |
| Scobey | $1,944 | -1% |
| Scooba | $1,906 | -3% |
| Scott | $1,872 | -5% |
| Sebastopol | $1,908 | -3% |
| Seminary | $2,004 | 2% |
| Senatobia | $1,904 | -3% |
| Shannon | $1,707 | -13% |
| Sharon | $1,892 | -4% |
| Shaw | $1,848 | -6% |
| Shelby | $1,927 | -2% |
| Sherard | $2,058 | 5% |
| Sherman | $1,729 | -12% |
| Shubuta | $1,946 | -1% |
| Shuqualak | $1,926 | -2% |
| Sibley | $2,145 | 9% |
| Sidon | $1,827 | -7% |
| Silver City | $1,945 | -1% |
| Silver Creek | $2,052 | 4% |
| Slate Spring | $1,880 | -4% |
| Sledge | $1,986 | 1% |
| Smithdale | $2,037 | 4% |
| Smithville | $1,814 | -8% |
| Snow Lake Shores | $1,877 | -5% |
| Sontag | $2,034 | 3% |
| Soso | $1,876 | -5% |
| Southaven | $1,906 | -3% |
| St. Martin | $1,960 | 0% |
| Star | $1,959 | 0% |
| Starkville | $1,658 | -16% |
| State Line | $1,982 | 1% |
| Steens | $1,741 | -12% |
| Stewart | $1,870 | -5% |
| Stoneville | $1,952 | -1% |
| Stonewall | $1,917 | -3% |
| Stringer | $1,907 | -3% |
| Sturgis | $1,676 | -15% |
| Summit | $1,992 | 1% |
| Sumner | $2,037 | 4% |
| Sumrall | $1,981 | 1% |
| Sunflower | $1,840 | -6% |
| Swan Lake | $2,001 | 2% |
| Swiftown | $1,862 | -5% |
| Taylor | $1,840 | -6% |
| Taylorsville | $1,989 | 1% |
| Tchula | $1,978 | 1% |
| Terry | $2,071 | 5% |
| Thaxton | $1,778 | -10% |
| Thomastown | $1,932 | -2% |
| Tie Plant | $1,966 | 0% |
| Tillatoba | $1,985 | 1% |
| Tinsley | $2,082 | 6% |
| Tiplersville | $1,838 | -7% |
| Tippo | $2,031 | 3% |
| Tishomingo | $1,785 | -9% |
| Toccopola | $1,772 | -10% |
| Toomsuba | $1,851 | -6% |
| Tougaloo | $2,053 | 4% |
| Trebloc | $1,839 | -7% |
| Tremont | $1,738 | -12% |
| Tunica | $1,932 | -2% |
| Tupelo | $1,692 | -14% |
| Tutwiler | $2,011 | 2% |
| Tylertown | $1,983 | 1% |
| Union | $1,828 | -7% |
| Union Church | $2,162 | 10% |
| University | $1,849 | -6% |
| Utica | $2,144 | 9% |
| Vaiden | $1,878 | -5% |
| Valley Park | $1,950 | -1% |
| Van Vleet | $1,831 | -7% |
| Vance | $2,049 | 4% |
| Vancleave | $1,955 | -1% |
| Vardaman | $1,806 | -8% |
| Vaughan | $2,088 | 6% |
| Verona | $1,694 | -14% |
| Vicksburg | $2,004 | 2% |
| Victoria | $1,912 | -3% |
| Vossburg | $1,943 | -1% |
| Walls | $1,916 | -3% |
| Walnut | $1,821 | -7% |
| Walnut Grove | $1,894 | -4% |
| Walthall | $1,881 | -4% |
| Washington | $2,171 | 10% |
| Water Valley | $1,902 | -3% |
| Waterford | $1,875 | -5% |
| Waveland | $2,039 | 4% |
| Waynesboro | $1,935 | -2% |
| Wayside | $1,965 | 0% |
| Webb | $2,027 | 3% |
| Weir | $1,878 | -5% |
| Wesson | $2,008 | 2% |
| West | $1,926 | -2% |
| West Hattiesburg | $1,901 | -3% |
| West Point | $1,814 | -8% |
| Wheeler | $1,722 | -13% |
| Whitfield | $1,998 | 2% |
| Wiggins | $1,895 | -4% |
| Winona | $1,857 | -6% |
| Winstonville | $1,924 | -2% |
| Winterville | $1,954 | -1% |
| Woodland | $1,792 | -9% |
| Woodville | $2,188 | 11% |
| Yazoo City | $2,081 | 6% |
Minimum coverage for car insurance in Mississippi
- Bodily injury liability: $25,000 per person, $50,000 per accident
- Property damage liability: $25,000
State law requires you to keep proof of insurance in your vehicle at all times. A law enforcement officer can ask to see it during a traffic stop. You can use a printed insurance ID card or a digital copy on your smartphone.
The penalties for driving without insurance in Mississippi include a fine and suspension of your driving privileges.
The average cost of car insurance in Mississippi is $164 a month for full coverage. Minimum coverage policies cost an average of $58 a month statewide.
The initial fine for a no-insurance ticket in Mississippi is $1,000.
Yes. You are required to carry liability car insurance in Mississippi. However, you can post a bond or cash deposit with the state as an alternative.