February 28, 2021
The Wells Fargo Reflect® Card is an excellent option for balance transfers due to its generous introductory APR period. With no annual fee and the potential to save on interest payments, this card is particularly beneficial for individuals looking to consolidate and pay down their existing credit card debt more efficiently.
The Citi Simplicity® Card is an exceptional choice for balance transfers due to its remarkably long introductory APR period on both balance transfers and purchases. It also has a unique “No Late Fees Ever” policy, providing cardholders with peace of mind and financial flexibility. It’s an ideal option if you’re seeking to consolidate debts and manage payments without incurring additional charges.
The Navy Federal Platinum Credit Card offers a combination of an intro APR on balance transfers and a low ongoing APR. Plus, it doesn’t charge a balance transfer fee, which can save you a significant amount on transferring a large balance.
Glen Luke Flanagan is a former senior credit card writer for LendingTree. He joined the team in June 2019, and covered topics that included new credit cards, how your credit score works and what you need to know about credit card interest.
Before joining LendingTree, Glen worked in journalism and government communications. As a journalist at newspapers in North Carolina and South Carolina, his reporting won awards from the North Carolina Press Association and the South Carolina Press Association, respectively.
Glen earned his bachelor’s degree in media studies with a concentration in journalism from Radford University, graduating summa cum laude in May 2014. He also earned a master’s degree in English with a concentration in technical and professional communication, as well as a graduate certificate in marketing, from East Carolina University in May 2022.
The above offers and/or promotions may have since changed, expired, or is no longer available. Check the Issuers’ website for more details.