If you prefer a rewards credit card with a longer intro APR on balance transfers, you may want to take a look at the Citi Double Cash® Card, from our partner Citi.
The card offers a long intro APR of 0% for 18 months on balance transfers. After that, a regular APR of 19.24% - 29.24% (variable) applies.
Cardholders earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Cash back can be redeemed as a statement credit, direct deposits or checks, or converted to points.
While the Citi Double Cash® Card comes with a $0 annual fee, there is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.