Chase Freedom Unlimited® credit card
If you’re a college student who has a good/excellent credit score (a FICO Score of 670 or above), you can also consider the Chase Freedom Unlimited® credit card. This cash back credit card comes with a higher rewards rate and more perks overall.
You’ll earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.. You’ll also enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. The card even comes with a 0% Intro APR on Purchases for 15 months and a 0% Intro APR on Balance Transfers for 15 months (followed by 20.49% – 29.24% Variable APR). Other perks include purchase protection, extended warranties, trip cancellation and interruption insurance and three complimentary months of DoorDash DashPass membership.
Discover it Student Cash Back
If you have limited credit but want a student credit card with a higher rewards rate for some purchases, you can also check out the Discover it® Student Cash Back. This card also comes with no annual fee and no foreign transaction fees. Plus, it features an excellent cash back program, if you don’t mind enrolling in its quarterly categories each month. With that program, you can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Discover will even double all rewards earned after the first year.
In addition, you get a modest 0% Intro APR for 6 months on purchases (followed by 18.24% - 27.24% Variable APR).
Capital One SavorOne Student Cash Rewards Credit Card
The Capital One SavorOne Student Cash Rewards Credit Card is geared toward college students who spend more than average on food and entertainment. This card offers a much higher overall rewards rate than the Chase Freedom® Student credit card: Cardholders earn 3% Cash Back on dining and at grocery stores (excluding superstores like Walmart® and Target®); 3% Cash Back on popular streaming services and entertainment; 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases.
The Capital One SavorOne Student Cash Rewards Credit Card also comes with a $50 cash bonus when you spend at least $100 within three months of account opening. Plus, it doesn’t charge a foreign transaction fee, making it a good alternative for foreign travel.