Compare it to the Discover it® Student Cash Back
Another popular student card you may want to consider is the Discover it® Student Cash Back.
The Discover it® Student Cash Back also has a $0 annual fee, but comes with a more generous cashback rewards program.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate, 1% unlimited cash back on all other purchases - automatically.
And for the signup bonus: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
What’s also great about the Discover it® Student Cash Back is that if you are planning on traveling abroad, the card charges foreign transaction fees of none. That means you won’t incur any fees for purchases made abroad compared to the Chase Freedom® Student credit card, which assess a foreign transaction fee of 3% of each transaction in U.S. dollars.
Plus, there is an intro APR of 0% for 6 months on purchases, after which a 12.99% - 21.99% Variable APR will apply. So, if you need to buy a new laptop, for example, you won’t have to pay interest on that purchase for half a year. Any balance remaining after 6 months will be subject to the regular interest rate.