Small Business Lender Reviews

The range of available financing for small businesses runs the gamut from buttoned-down traditional loans from big banks to same-day, high-interest, cash advances from online lenders. In between these poles is a whole world of small business loan options, all of which have their own advantages, disadvantages and unique considerations.

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How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Know your options

Small business lending options can be grouped into the following baskets:

  • Business term loan – A general small business loan can come from many different sources, such as a traditional brick-and-mortar bank or an online lender.
  • Business line of credit – A business line of credit is revolving form of funding, typically used for short-term expenses.
  • Equipment loan – equipment financing is a type of secured business loan that enables you to purchase heavy machinery, vehicles or other equipment needed to operate your business.
  • SBA loans – SBA loans are guaranteed by the Small Business Administration (SBA), and come with lower interest rates and long repayment terms.
  • Commercial real estate loans – Similar to a residential mortgage, commercial real estate loans allow businesses to buy real estate for business purposes.
  • Merchant cash advance (MCA)Merchant cash advances typically come at a high cost, but it’s also the most accessible lending option available. With merchant cash advances and invoice factoring, businesses sell a portion of future sales or payments to a lender in exchange for a chunk of working capital.

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