Best Amazon Credit Cards in 2025: Top Picks for Every Shopper
Key takeaways
- Prime members: The best Amazon credit card is the Prime Visa, which is packed with valuable benefits and earns 5% back on purchases from Amazon.com, Amazon Fresh and Whole Foods.
- Non-Prime shoppers: The Amazon Visa also offers a high rewards rate (3% back at Amazon and Whole Foods), and you won’t have to commit to a Prime membership.
- Everyday spenders: If Amazon purchases aren’t one of your top spending categories, or you want more spending flexibility, you may want to consider a general credit card.
- Credit-builders: The Amazon Prime Store Card and Amazon Secured Card offer generous rewards for entry-level cards, and the Amazon Secured Card has a path to upgrade your card.
- Best for Prime members: Prime Visa
- Best for non-Prime shoppers: Amazon Visa
- Best for fair credit: Amazon Prime Store Card
- Best for building credit: Amazon Secured Card
- Best for flexible retail rewards: U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card
- Best for flat-rate cash back: Citi Double Cash® Card
- Best for business owners: Amazon Business Prime American Express Card
7 best credit cards for Amazon purchases
| Credit Cards | Our Ratings | Annual Fee | Rewards Rate | Welcome Offer | |
|---|---|---|---|---|---|
Prime Visa*
|
Winner
|
$0 | 1% - 5% cash back
| $150 Amazon gift card
Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
| |
Amazon Visa*
|
Non-Prime members
|
$0 | 1% - 3% cash back
| $50 Amazon gift card
Get a $50 Amazon Gift Card instantly upon approval
| |
Amazon Prime Store Card*
|
Fair credit
|
$0 | 5% back at Amazon.com
Amazon Prime members can earn 5% back at Amazon.com
| $60 Amazon gift card
$60 Amazon Gift Card upon approval
| |
Amazon Secured Card*
|
Building credit
|
$0 | 2% cash back
2% back at Amazon.com and Whole Foods Market with an eligible Prime membership
| N/A | |
U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card*
|
Best for flexible retail rewards
|
$0 for 12 months, then $95 | 1.5% - 6% cash back
| $250 cash bonus
$250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.
| |
Citi Double Cash® Card
 Apply Now
on Citibank's secure site Rates & Fees |
Best for flat-rate cash back
|
$0 | 2% - 5% cash back
| $200 cash back
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
|
Apply Now
on Citibank's secure site Rates & Fees |
Amazon Business Prime American Express Card*
|
Business owners
|
No annual fee | 1% - 5% cash back
| $125 Amazon gift card
Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.
|
Methodology: How we chose the best Amazon cards
We take a comprehensive, data-driven approach to identify the best credit cards for Amazon purchases. We use an objective rating and ranking system that evaluates over 200 credit cards from more than 50 issuers. We looked at a variety of factors, including the amount of rewards each card offers on Amazon purchases. All recommendations are made by LendingTree’s editorial team, completely independent of affiliate partnerships or compensation. Every card is selected based on its merit and ability to help people achieve their financial goals.
Winner: Best for Prime members
Prime Visa*
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Amazon rewards: 5% cash back at Amazon.com
Full rewards rate details:
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% on all other purchases
- One of the highest cash back rates available on Amazon purchases
- Extra cash back for gas, dining and transit
- Solid travel and purchase protections
- $0 annual fee
- Mediocre sign-up bonus
- Requires Amazon Prime membership to earn top rewards
- No intro APR offer
For Prime members, there’s no better way to consistently earn top rewards on Amazon purchases than the Prime Visa. In addition to unlimited 5% cash back at Amazon.com, Amazon Fresh and Whole Foods, you’ll get elevated rewards on Chase TravelSM, gas, dining and local transit. Plus, get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members. You’ll need an Amazon Prime membership to qualify for Amazon’s most rewarding credit card, but you won’t have to pay an annual fee.
First-year versus ongoing value
- First-year value: $564*
- Ongoing value: $414*
- Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
- No annual credit card fee
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
- Member FDIC
Why it’s in my wallet
“I think the Prime Visa is a must-have for Amazon users. As someone who places several Amazon orders per week, this card has given me a huge amount of cash back on my everyday purchases. I love that you can apply your cash back earnings right at checkout on Amazon. I’ve been able to easily apply my rewards towards large Amazon purchases, like furniture for my home. I also use this card on rideshare and gas because of the 2% back on those purchases.”
– Sammi Scharf, credit cards writer at LendingTree
Best for non-Prime shoppers
Amazon Visa*
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Amazon rewards: 3% cash back at Amazon.com
Full rewards rate details:
- Earn 3% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases
- Earn 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn 1% back on all other purchases
- No Prime membership required
- Strong cash back rates for Amazon purchases, gas, dining and transit
- Solid travel and purchase protections
- $0 annual fee
- Small sign-up bonus
- No intro APR offer
If you want solid cash back rewards on Amazon purchases but don’t have a Prime membership, the Amazon Visa is ideal. Essentially a lighter version of the Prime Visa, it earns 3% cash back on Amazon purchases instead of 5%. However, you’ll still get the same 2% cash back on gas, dining and transit purchases. Plus, you’ll get a $50 Amazon Gift Card instantly upon approval. It also comes with more benefits than most no-annual-fee credit cards, including excellent purchase and travel protections.
First-year versus ongoing value
- First-year value: $385*
- Ongoing value: $335*
- No Amazon Prime membership required
- 3% back at Amazon.com and Whole Foods Market
- 2% back at restaurants, gas stations and drugstores
- 1% back on all other purchases
- No foreign transaction fees
Best for fair credit
Amazon Prime Store Card*
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Amazon rewards: 5% cash back at Amazon.com
Rewards rate details:
Amazon Prime members can earn 5% back at Amazon.com
- One of the highest cash back rates on Amazon purchases
- Modest gift card upon approval
- Promotional financing options
- $0 annual fee
- Limited to Amazon, Whole Foods and some Amazon Pay purchases
- Amazon Pay purchases don’t earn rewards
- Deferred interest applies on promotional financing
- High interest rate
If you’re eyeing the Prime Visa but have less-than-perfect credit, the Amazon Prime Store Card is a great alternative. It caters to Amazon Prime members with fair credit and earns 5% cash back on all Amazon purchases. Just know that since it’s a store card, you won’t be able to use it anywhere else (unless a merchant accepts Amazon Pay). And you’ll only earn rewards if you have a Prime membership. However, using this card responsibly can help you build credit and gain access to more flexible cash back credit cards.
First-year versus ongoing value
- First-year value: $148*
- Ongoing value: $88*
- $60 Amazon Gift Card upon approval.
- No annual fee
- 0% APR financing
Best for building credit
Amazon Secured Card*
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Amazon rewards: 2% cash back at Amazon.com
Full rewards rate details:
Earn 2% back at Amazon.com and Whole Foods Market with an eligible Prime membership
- Low $100 minimum deposit required
- Decent cash back rewards on Amazon purchases
- Unusually low non-variable APR
- $0 annual fee
- Requires Prime membership to earn rewards
- Limited to Amazon purchases
- Low maximum credit limit
The Amazon Secured Card is a great choice if you want to earn rewards on Amazon purchases while building your credit. With an eligible Prime membership, you’ll get 2% back at Amazon.com and physical Amazon locations. It also offers an unusually low 10.00% non-variable APR, which can be a big help to inexperienced cardholders who might need to finance bigger purchases. Plus, you’ll get free access to credit tracking tools, and your payment history will be reported to major credit bureaus. After 12 months of responsible usage, you may also be eligible to upgrade to the Amazon Prime Store Card.
Yearly savings:
- Ongoing value: $6.31*
- No annual fee
- Minimum $100 security deposit up to $1,000
- Join Prime to get 2% back on Amazon.com
Best for flexible retail rewards
U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card*
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Amazon rewards: 6% cash back on up to $1,500 in quarterly spending; 1.5% cash back after the quarterly bonus cap is exceeded
Full rewards rate details:
- Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose
- Earn 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category (like wholesale clubs, gas and EV charging stations, bills and utilities)
- Earn 1.5% cash back on all other eligible purchases
- Customizable bonus options for retail and everyday spending
- Industry-leading cash back rate on Amazon purchases
- Robust everyday spending bonus
- Elevated cash back on all other purchases
- Annual fee after the first year
- Quarterly cap on bonuses
- Limited benefits
- Must opt in each quarter to get top rewards
With the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card, you can customize your own retail rewards program and still earn a lucrative bonus on Amazon purchases. In fact, this card initially delivers more cash back on Amazon.com purchases than the Prime Visa (until you hit a quarterly cap on bonuses). Plus, you can choose one other retail partner for a 6% cash bonus (choices include retail heavyweights like Apple, Best Buy, Walmart, Target, IKEA, Home Depot and Wayfair). Alternatively, design your own 6% rotating bonus program by choosing two different retailers each quarter.
First-year versus ongoing value
- First-year value: $597*
- Ongoing value: $252*
- 6% cash back on your first $1,500 in combined eligible purchases each quarter at two retailers you choose
- 3% Cash Back on your first $1,500 in eligible purchases in your choice of one everyday category
- 1.5% Cash Back on all other eligible purchases.
- 5.5% Cash Back on prepaid car and hotel reservations booked directly in the Travel Rewards Center
- Get a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening
- Enjoy a $0 intro annual fee the first year ($95/year thereafter).
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay®Plan. Pay no interest and keep your rewards, all for a small monthly fee.
Best for flat-rate cash back
Citi Double Cash® Card
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here. Apply Now
Amazon rewards: 2% cash back
Full rewards rate details:
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Simple (and predictable) rewards
- Every purchase earns above-average cash back
- $0 annual fee
- Limited Amazon earnings
- Minimal benefits
If you’re not a heavy Amazon spender or prefer to use the same card for all of your shopping, a flat-rate card may be a better fit. With the Citi Double Cash® Card, you’ll reliably earn 2% on every purchase, regardless of where you shop or what you buy. (Cardholders are eligible for 1% back after checkout and another 1% once a purchase is repaid.) The simpler cash back structure makes it easy to collect rewards without having to think about them. There are no bonus categories to track or complex strategies to follow to get maximum cash back. Even better: You’ll get 2% back even when you buy items that rarely qualify for elevated rewards.
First-year versus ongoing value
- First-year value: $600*
- Ongoing value: $400*
- Click APPLY NOW to apply online.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Rates & Fees
Best for small business
Amazon Business Prime American Express Card*
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.Amazon rewards: 5% cash back (or a 90-Day financing term) on U.S. purchases at Amazon Business, AWS and Amazon.com
Full rewards rate details:
- Earn 5% Back or 90-Day Terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with eligible Prime membership. You can earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- Earn 2% back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- Earn 1% on other purchases
- One of the highest cash back rates on Amazon purchases
- Or get 90-day extended repayment terms on eligible purchases
- Additional rewards bonus on dining, gas and wireless telephone bills
- No annual fee
- Mediocre welcome offer
- Highest rewards rate is subject to a yearly cap
- Top rewards also require a Prime membership
If you’re a small business owner who spends a significant amount on Amazon purchases each year, the Amazon Business Prime American Express Card could be a great fit. The card offers a unique opportunity to earn up to 5% back (or receive 90-Day promotional financing) on $120,000 worth of purchases each calendar year from Amazon Business, AWS, Amazon.com or Whole Foods Market. Plus, you can earn a solid ongoing rate at U.S. restaurants, U.S. gas stations and on wireless phone services from U.S providers. If you’re not a Prime member, you can get 3% back.
First-year versus ongoing value
- First-year value: $587*
- Ongoing value: $462*
- Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.
- Take advantage of 5% Back or 90-Day Terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with eligible Prime membership. You can earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
- No Annual Fee¤
- Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.
- Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
- Terms apply.
Amazon credit card benefits
- Earn unlimited 3% to 5% back on Amazon and Whole Foods market purchases and on Chase TravelSM purchases.
- Earn unlimited 2% back on gas, local transit and dining purchases.
- Automatic sign-up bonus
- No annual fee (though you do have to pay for Amazon Prime to get the best rewards)
- Unusually generous benefits for a no-annual-fee card, including purchase protection, extended warranty and travel insurance.
Amazon credit card vs. Amazon store card: What’s the difference?
First of all, the Visa-branded Amazon credit cards are issued by Chase, while the Amazon store cards are issued by Synchrony.
The co-branded Amazon credit cards offer more flexibility than the Amazon store cards. Like other co-branded Visa credit cards, they can be used anywhere Visa is accepted.
Amazon store cards, on the other hand, are more restrictive. In most cases, you can only use the private label cards at Amazon-owned retailers, including brick-and-mortar stores like Amazon Fresh and Whole Foods Market. However, you may be able to use the store card with retailers that accept Amazon Pay.
| Amazon Prime Store Card | Amazon Prime Visa | |
|---|---|---|
| Card type | Store card | Co-branded credit card |
| Where can you use it? | Amazon properties such as Amazon.com, physical Amazon locations and Whole Foods market | Anywhere Visa is accepted |
| Rewards rate | Amazon Prime members can earn 5% back at Amazon.com. | Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel℠ purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases. |
| Prime Membership Requirement | Yes | Yes |
| Annual Fee | $0 | $0 |
| Regular purchase APR | 29.99% | 19.24% - 27.99% Variable |
| Recommended credit | Fair | Good / Excellent |
Key differences
- You can use an Amazon Visa anywhere Visa-branded cards are accepted, but Amazon store cards can only be used at Amazon-owned stores or when using Amazon Pay.
- Private label retail cards like the Amazon Prime Store Card are often easier to qualify for than mainstream cards like the Prime Visa.
- The Amazon Prime Store Card also offers promotional financing offers for up to 24 months. But be careful: deferred financing deals are risky, and the Amazon Prime Store Card‘s standard APR is high.
- Amazon Visa cardholders earn more overall: Outside of Amazon, cardholders earn a 2% bonus on select travel, gas and dining purchases and 1% back on other purchases.
How to choose the best Amazon credit card
When choosing the best Amazon credit card, don’t just look at the earning rate for Amazon.com purchases. You should also compare the rewards you’ll earn when you shop at brick-and-mortar Amazon stores or make non-Amazon purchases like gas and dining. In addition, consider whether a card’s rewards and other perks like travel insurance outweigh the cost to own it.
-
Earning rate on Amazon purchases
To earn the best rewards rate, you’ll need to commit to an annual Prime membership or pay an annual fee. For example, the Amazon Prime Visa is the only card besides the Amazon Prime Store Card that offers unlimited 5% back on Amazon and Whole Foods purchases. But if you aren’t a Prime member, you’ll only get 3% back. Similarly, the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card offers an even higher 6% cash back bonus on up to $6,000 worth of Amazon.com purchases each year. But it has an annual fee of $0 for 12 months, then $95.
-
Earning rate on other purchases
Your overall spending is important, so it’s best to choose a card that matches your spending habits beyond Amazon. For example, if a large portion of your monthly budget is spent on groceries, you could save a lot on Whole Foods or Amazon Fresh purchases just by using an Amazon Visa or store credit card. But if you prefer shopping at other U.S. supermarkets, you might want to consider a more flexible card, such as the Blue Cash Everyday® Card from American Express.
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Annual fee
If a card charges an annual fee, you want to be sure you’ll get enough value from the rewards and benefits it offers to make up for the fee. While Amazon-branded cards don’t charge annual fees, they often require a Prime membership to earn the best rewards. If you aren’t already a Prime member, consider whether a $139 membership fee is worth the extra 5% back on Amazon purchases rather than 3%.
-
APR on purchases
If you think you may carry a balance from month to month, pay extra close attention to the card’s APR. Racking up high interest charges could essentially cancel out any rewards you earn. For example, the Amazon Prime Store Card earns 5% cash back at Amazon.com but comes with a high 29.99% APR. Other cards on our list come with more reasonable APRs, and some even come with a 0% intro APR period.
-
Other benefits
Also consider the benefits and protections offered by the card — such as gift cards and sign-up bonuses, purchase protection, extended warranty and more — as they can help boost a card’s overall value.
How to maximize your Amazon rewards
1. Consider an Amazon Prime membership
In addition to fast free delivery, Prime Video and other exclusive benefits, a Prime membership (which costs at least $139 per year for standard members and $69 per year for students) opens up access to the most rewarding Amazon credit cards. For example, let’s compare the Prime Visa to its non-Prime counterpart, the Amazon Visa:
| Prime Visa | Amazon Visa | |
|---|---|---|
| Rewards rate on Amazon purchases | 5% cash back | 3% cash back |
| Sign-up bonus | Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members | Get a $50 Amazon Gift Card instantly upon approval |
| First-year value | $564* | $385* |
The Amazon Visa‘s 3% cash back rate on Amazon and Whole Foods purchases can add up, even if you only shop occasionally at Amazon. But it doesn’t take a ton of spending for the Prime Visa‘s 5% cash back bonus to be more than worth the cost of an Amazon Prime membership. In fact, to break even, you’d only need to charge around $2,800 worth of qualifying Amazon purchases each year (or just over $230 a month).
2. Take advantage of the sign-up bonus
A sign-up bonus is an easy way to reap serious rewards right off the bat. With most cash back cards, you’ll need to meet a minimum spending requirement in the first few months to earn the bonus. But with the following Amazon-branded cards, you’ll receive an Amazon gift card instantly upon approval:
3. Redeem your rewards for statement credits
While it’s tempting to use your rewards for Amazon purchases, you’ll come out ahead if you redeem them for statement credits toward your balance. By using your Amazon card each time you check out, you can continue earning rewards on every purchase. Plus, paying off your balance each month keeps your credit utilization ratio low, which can help improve your credit score.
4. Consider pairing two cards together
If you’re not interested in a Prime membership — or you simply want to earn rewards across more categories — you can opt for two cards that earn cash back on Amazon purchases. For example, you could use the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card to make up to $1,500 worth of Amazon purchases per quarter and get 6% back, then switch to the Blue Cash Everyday® Card from American Express and earn 3% back* on another $6,000 worth of Amazon purchases. This way, you’ll also have the chance to earn two welcome offers, get more bonus categories and, depending on your spending, potentially earn more overall than if you’d used a Prime card for your purchases. Alternatively, if you’re already a Prime member, consider pairing the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card with the Amazon Prime Visa so that you can continue earning a high rate.
Bottom line: Is an Amazon credit card worth it?
Maybe. It depends on your lifestyle and spending habits and how often you shop with Amazon.
- Prime members: If you’re already a Prime member, then it’s a no-brainer. No other card offers a comparable 5% return on Amazon purchases without costing another fee.
- Amazon shoppers without Prime: The Amazon Visa‘s 3% bonus on Amazon purchases is good. But if you spend over $2,800 a year at Amazon, upgrade to the Prime Visa.
- Credit-builders: With strong rewards and an unusually low APR, the Amazon Secured Card is hard to beat if you’re looking for an Amazon card for building credit. But if you qualify for a store card, beware of the much higher APR.
- Occasional Amazon users: You may get more value from a flat rate card like the Citi Double Cash® Card or a customizable retail rewards card like the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card.
Frequently asked questions
The following Amazon-branded credit cards are issued by Visa or American Express and can be used anywhere those card networks are accepted: Prime Visa, Amazon Visa and Amazon Business Prime American Express Card. If you have a store card, you will generally only be able to use it at Amazon.com or Amazon affiliates.
Yes, you can get an Amazon credit card even if you have bad credit. The Amazon Secured Card is designed for consumers with limited / poor credit. It comes with an extremely low 10.00% non-variable APR and is a great option for building credit. Plus, you’ll earn 2% back at Amazon.com and Whole Foods Market with an eligible Prime membership.
In most cases, the Amazon Prime Store Card can only be used at Amazon.com and Amazon affiliates, including Whole Foods Market and Amazon Fresh. However, you may be able to use the store card if a merchant accepts Amazon Pay.
Visit your card issuer’s website directly to access your online account. For personal cards, including Amazon Chase and Amazon store cards, you can also link your online card account to Amazon so that you can manage your payments from there. Alternatively, make a payment by phone directly with your card issuer or send a check or money order.
Navigate to “Your Payments” on your Amazon account and select the Amazon credit card you want to remove from your Amazon wallet.
To see rates & fees for American Express cards mentioned on this page, visit the links provided below:
The information related to the Amazon Business Prime American Express Card, Prime Visa, Amazon Visa, Amazon Prime Store Card, Amazon Secured Card and U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
