Compare it to the Chase Freedom Unlimited®
Another $0 annual fee cash back rewards credit card to consider is the Chase Freedom Unlimited®
. It offers a more generous and easy-to-meet welcome offer.
New cardholders can earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. that’s 6.5% on travel purchased through chase ultimate rewards®, 4.5% on dining and drugstores, and 3% on all other purchases. Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
The Chase Freedom Unlimited® has boasts a generous intro APR offer of 0% Intro APR on Purchases for 15 months, after which an APR of 15.24% - 23.99% variable will apply.
There is also a 0% Intro APR on Balance Transfers for 15 months. After the intro period ends, the regular APR will be 15.24% - 23.99% variable. The balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Then, either $5 or 5% of the amount of each transfer, whichever is greater.
The Chase Freedom Unlimited® does have a slightly higher foreign transaction fee of 3% of each transaction in U.S. dollars, so again, it’s best to bring a card on your travels that doesn’t assess this fee.
Plus, new purchases are covered against damage or theft for 120 days, up to $500 per claim and $50,000 per account. And receive an additional year of protection beyond the original manufacturer’s warranties of three years or less.
Chase Freedom Unlimited® rewards can be redeemed for cash, gift cards, travel or products and services. You can also use your points to pay for all or part of purchases at participating Chase Pay merchants.