Compare it to the Chase Freedom Flex℠
If you want to the opportunity to earn a cash back sign-up bonus with a much lower spend requirement, as well as an elevated cash back rate in popular categories that rotate each quarter, like gas station and Amazon.com purchases, the Chase Freedom Flex℠ card is a good alternative.
Cardholders earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. plus, earn 5% cash back on grocery store purchases (excluding target and walmart) on up to $12,000 spent in the first year. Also earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
Check out the bonus categories so far for 2022: Chase 5% cash back calendar.
If you max out the Chase Freedom Flex℠ card’s spending cap on rotating categories each quarter, you can earn $300 cash back on those purchases alone at the end of the year. Still, that’s slightly less than what you can earn in a year from the U.S. Bank Cash+® Visa Signature® Card ‘s choice categories.
Similar to the U.S. Bank Cash+® Visa Signature® Card, the Chase Freedom Flex℠ charges a $0 annual fee and offers a 0% Intro APR on Purchases for 15 months, then a 20.49% - 29.24% Variable APR. The card also offers a 0% Intro APR on Balance Transfers for 15 months, then a 20.49% - 29.24% Variable APR.
Where the Chase Freedom Flex℠ stands apart is by offering more robust benefits than the U.S. Bank Cash+® Visa Signature® Card, including purchase protection, extended warranty protection, trip cancellation and interruption insurance, cellphone protection, auto rental collision damage waiver and more.
Additionally, unlike with the U.S. Bank Cash+® Visa Signature® Card, Chase Freedom Flex℠ rewards do not expire as long as your account remains open.