Travel and purchase protections
The New United℠ Explorer Card provides some of the best travel and purchase protections among mid-tier cards, rivaling benefits found on popular cards — including the Chase Sapphire Preferred® Card. While primary rental car insurance is often reserved for higher-fee cards, this card offers it without the premium price. Of course, if you’re after more advanced rewards, a higher-tier travel credit card might be a better fit.
Primary rental car insurance: Primary coverage up to $60,000 for theft and collision damage when you decline the rental company’s collision insurance and charge the entire rental cost to your card.
→ See the best credit cards for car rental insurance.
Baggage delay insurance: Up to $100 per day for up to three days for essential purchases like toiletries and clothing when baggage is delayed over six hours.
Lost luggage reimbursement: In the event your luggage is damaged or lost by a carrier, you can be reimbursed up to $3,000 per covered passenger.
Trip delay reimbursement: Up to $500 per covered traveler if your common carrier travel is delayed more than 12 hours or requires an overnight stay. Includes expenses such as meals and lodging.
Trip cancellation and interruption insurance: Up to $1,500 per covered traveler and $6,000 per trip if your trip is canceled or cut short by sickness, severe weather or other covered situations.
You’ll also get solid purchase protection, including:
Extended warranty: Extends the manufacturer’s warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
→ See the best credit card extended warranty.
Purchase protection: Covers new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item
→ Learn more about credit card purchase protection.
All of these benefits include fine print, so make sure you consult your card’s Guide to Benefits.