The no-annual-fee Ramp Visa Corporate Card is generally best for businesses with low or limited U.S. credit history who want a business credit card with no personal guarantee. This is a charge card, which means cardholders must pay their balance in full each month. This card also offers up to 20X the credit limit of other secured business credit cards, depending on your company’s creditworthiness.
The Ramp Visa Corporate Card comes with a full expense management system that tracks and uploads bill payments, company expenses and other transactions across multiple corporate cards into a single software platform that integrates with your corporate financial accounts for easier accounting and reporting.
Cardholders won’t be personally held liable for any debt incurred on the Ramp Visa Corporate Card. However, many businesses will be ineligible for the card, since qualifying applicants must be able to show a minimum of $50,000 in a business bank account.