An IVF loan — also referred to as a fertility loan — is a type of personal loan used for fertility treatments, specifically in vitro fertilization (IVF). IVF is an option that some people use if they’re struggling with infertility, want to avoid passing on genetic issues or want to preserve fertility in general.
IVF financing can come in the form of unsecured or secured loans, though unsecured loans are more common, meaning you won’t need to put up collateral. IVF loans are provided in lump sums and come with fixed interest rates and monthly payments.
However, while there are personal loans that can be used for IVF, there are also specific IVF-alternative financing options.