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Best Credit Cards That Provide Extended Warranty in 2025

Updated on:

U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card

The U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card offers outstanding extended warranty coverage and comes with excellent cash back categories. You’ll be covered for large purchases while also earning a healthy amount of cash back.

Maximizing cash back and other rewards from your credit card purchases is one of the things that many people think of when choosing a credit card. But it’s also smart to look at the other credit card benefits. One benefit that’s especially useful when you’re making a large purchase is an extended warranty.

Many credit cards will tack on an extra year of warranty coverage for your purchases, saving you from having to purchase extended warranty coverage from the retailer.

6 Best Extended Warranty Credit Cards

(Winner) Best extended warranty credit card overall: U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card
Best American Express card extended warranty: American Express^® Gold Card¹
Best Chase credit card extended warranty: Chase Freedom Unlimited^®
Best Capital One credit card extended warranty: Capital One Quicksilver Cash Rewards Credit Card
Best Citi card extended warranty: Citi Strata Premier^℠ Card
Best Bank of America credit card extended warranty: Bank of America^® Premium Rewards^® credit card

Overall winner

U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card*

LendingTree's Review

3.6

LendingTree's Review

3.6

Review Coming Soon

Maximum coverage per item: $10,000
Maximum coverage per year: $50,000

Fine print: Adds one additional year to the original manufacturer’s warranty for warranties of three years or less.

No annual fee the first year
Welcome offer
Up to 6% cash back on purchases

Annual fee of $0 for 12 months, then $95
Highest earning rate has a quarterly cap
Complicated rewards structure

The U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card comes with an annual fee ($0 for 12 months, then $95), a shopping-friendly rewards program and an extended warranty plan to cover your purchases. In addition to a large sign-up bonus, the card offers 6% cash back on up to $1,500 in purchases from two retailers you choose each quarter. This makes it our overall top pick, since in addition to its warranty protections it can net you a lot of cash back.

6% cash back on your first $1,500 in combined eligible purchases each quarter at two retailers you choose
3% Cash Back on your first $1,500 in eligible purchases in your choice of one everyday category
1.5% Cash Back on all other eligible purchases.
5.5% Cash Back on prepaid car and hotel reservations booked directly in the Travel Rewards Center
Get a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening
Enjoy a $0 intro annual fee the first year ($95/year thereafter).
Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay®Plan. Pay no interest and keep your rewards, all for a small monthly fee.

*The information related to the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

American Express extended warranty

American Express^® Gold Card

LendingTree's Review

4.3

LendingTree's Review

4.3

Apply Now

on American Express's secure site

Rates & Fees

|Terms Apply

Maximum coverage per item: $10,000
Maximum coverage per year: $50,000

Fine print: Up to one extra year added to the original U.S. manufacturer’s warranty. Applies to warranties of five years or less.

Elevated rewards at restaurants
Up to $120 annually in dining credits ($10 monthly, enrollment required)
Uber Cash benefit
No foreign transaction fees

$325 annual fee
Cannot carry a balance on some purchases
Purchase limits on earning higher rewards rates

The American Express^® Gold Card is a great card all around because you earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. Terms apply. .

On top of the rewards, you get an extended warranty benefit that can add to the manufacturer warranty of purchases made with the card. The card does come with a $325 annual fee, so make sure to weigh the benefits against the cost of the annual fee to decide if the card is right for you.

When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
No Foreign Transaction Fees.
Annual Fee is $325.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Chase extended warranty

Chase Freedom Unlimited^®*

LendingTree's Review

4.6

LendingTree's Review

4.6

Learn More

Maximum coverage per item: $10,000
Maximum coverage per year: $50,000

Fine print: Up to one extra year added to the original U.S. manufacturer’s warranty. Applies to warranties of three years or less.

$0 annual fee
Long intro APR
Generous sign-up bonus

Foreign transaction fees
Cash advance and balance transfer fees

We like the Chase Freedom Unlimited^® for its travel rewards. You’ll earn valuable rewards at a high rate that you can redeem for cash, travel, gift cards and other products and services. The card offers an extra year of warranty protection and is also a great choice for financing a new purchase due to its intro APR. You’ll get a 0% Intro APR on Purchases for 15 months from account opening, followed by a 18.99% - 28.49% Variable APR.

Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC

*The information related to the Chase Freedom Unlimited^® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Capital One credit card with extended warranty

Capital One Quicksilver Cash Rewards Credit Card

LendingTree's Review

4.4

Capital One Quicksilver Cash Rewards Credit Card

LendingTree's Review

4.4

Apply Now

on Capital One's secure site

Rates & Fees

Automatically doubles the original manufacturer’s/store’s warranty on eligible purchases.

$0 annual fee
Chance to earn a sign-up bonus
Flat-rate cash back
Intro APR on balance transfers and purchases

A fee applies for balance transfers
Geared for cardholders with good / excellent credit
Few travel rewards

The Capital One Quicksilver Cash Rewards Credit Card is a great option for retail because it earns the same high rate of cash back no matter where you shop. You’ll earn unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).

The card automatically doubles your warranty on eligible purchases. It also comes with an introductory APR, which means you can take your time paying off a large purchase without incurring extra debt.

Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Citi extended warranty

Citi Strata Premier^℠ Card

LendingTree's Review

4.6

LendingTree's Review

4.6

Apply Now

on Citibank's secure site

Rates & Fees

Maximum coverage per item: $10,000
Maximum coverage per year: Not specified

Fine print: 24 months added to the original manufacturer’s warranty, not to exceed seven years from the original purchase date.

Generous sign-up bonus
Flexible rewards redemption
Travel transfer partners

$95 annual fee
No intro APR
Limited benefits for travel

The Citi Strata Premier^℠ Card comes with one of the most generous extended warranty programs out there, adding an additional 24 months to most original manufacturer’s warranties.

Besides that, it’s a great option for stacking up travel rewards. You’ll get elevated points on gas station, travel, entertainment and dining purchases. You can redeem Citi ThankYou® points in a variety of ways, including transfers to more than 10 airline and hotel loyalty programs.

Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases.
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Bank of America extended warranty

Bank of America^® Premium Rewards^® credit card

LendingTree's Review

3.9

Bank of America<sup>®</sup> Premium Rewards<sup>®</sup> credit card

LendingTree's Review

3.9

Apply Now

on Bank Of America's secure site

Maximum coverage per item: Not specified
Maximum coverage per year: Not specified

Fine print: Up to one extra year added to the original U.S. manufacturer’s warranty. Applies to warranties of three years or less.

Generous sign-up bonus
Redeem rewards for statement credits
Points earning bonus for Preferred Rewards members

$95 annual fee
No intro APR
Lower rewards rate for non-Preferred Rewards members

We like the Bank of America^® Premium Rewards^® credit card because it offers so many reward redemption options in addition to its extended warranty protection. Current Bank of America and Merrill® banking customers will appreciate how easily it integrates with their existing accounts and earns rewards for a low annual fee.

This card is ideal for customers who have deposit accounts with Bank of America or Merrill, since they may be eligible for a higher rewards rate through the Bank of America Preferred Rewards^® program. Travelers will also find this card useful as there are many protections available to cardholders.

Low $95 annual fee.
Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
No foreign transaction fees.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Compare best credit cards for extended warranty

Credit Cards	Our Ratings	Welcome Offer	Annual Fee	Rewards Rate
U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card* Review Coming Soon	3.6 Overall winner	$250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.	$0 for 12 months, then $95	6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose, 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category (like wholesale clubs, gas and EV charging stations, bills and utilities), 1.5% cash back on all other eligible purchases.	Review Coming Soon
American Express^® Gold Card Apply Now on American Express's secure site Rates & Fees \|Terms Apply	4.3 American Express extended warranty	Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.	$325	Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. Terms apply.	Apply Now on American Express's secure site Rates & Fees \|Terms Apply
Chase Freedom Unlimited^®* Learn More	4.6 Chase extended warranty	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening	$0	Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases	Learn More
Capital One Quicksilver Cash Rewards Credit Card Apply Now on Capital One's secure site Rates & Fees	4.4 Capital One credit card with extended warranty	Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening	$0	1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)	Apply Now on Capital One's secure site Rates & Fees
Citi Strata Premier^℠ Card Apply Now on Citibank's secure site Rates & Fees	4.6 Citi extended warranty	Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.	$95	10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. Earn 3 Points per $1 spent on Restaurants. Earn 3 Points per $1 spent on Supermarkets. Earn 3 Points per $1 spent on Gas and EV Charging Stations. Earn 1 Point per $1 spent on All Other Purchases $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).	Apply Now on Citibank's secure site Rates & Fees
Bank of America^® Premium Rewards^® credit card Apply Now on Bank Of America's secure site	3.9 Bank of America extended warranty	60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.	$95	2 points for every $1 spent on travel and dining purchases. 1.5 points for every $1 spent on all other purchases.	Apply Now on Bank Of America's secure site

*The information related to the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card and Chase Freedom Unlimited^® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

Which credit cards offer extended warranty?

In recent years, many issuers have reduced additional card benefits, such as extended warranty and return and purchase protections. Some, like Discover, completely removed the benefits altogether. However, issuers including American Express, Capital One and Chase provide extended warranty protection on many of their credit cards. Here’s a look at the extended warranty programs of different credit card issuers:

Issuer	Maximum coverage per item	Maximum coverage per calendar year per account	Fine print
American Express®	$10,000	$50,000	Up to one extra year added to the original U.S. manufacturer’s warranty. Applies to warranties of five years or less.
Bank of America®	Not specified	Not specified	Up to one extra year added to the original U.S. manufacturer’s warranty.
Barclays	$10,000	Not specified	Up to two extra years added to the original manufacturer’s warranty. Applies to warranties of two years or less.
Capital One®	$10,000	Depends on whether you have a Visa or a Mastercard	Depends on whether you have a Visa or a Mastercard.
Chase	$10,000	$50,000	Up to one extra year added to the original U.S. manufacturer’s warranty. Applies to warranties of three years or less.
Citi®	$10,000	Not specified	Up to 24 months added to the original manufacturer’s warranty, not to exceed seven years from the original purchase date.
Discover	None	None	Discover no longer offers extended warranties.
U.S. Bank	$10,000	$50,000	Extends the time period of the original manufacturer’s warranty by one year for warranties of less than three years.
Wells Fargo	None	None	Wells Fargo no longer offers extended warranties.

How does credit card extended warranty work?

An extended warranty does just what its name implies: It extends the term of any manufacturer’s warranty for a product that you purchase with the card. Most extended warranties add a year to an eligible warranty. In some cases, where the warranty is less than a year, the extended warranty will double the time — a six month warranty will double to 12 months.

Many retailers will try to sell you extended warranties on purchases, especially electronics. It’s important to compare your credit card’s warranty benefit to the retailer’s coverage. If the coverage is nearly identical, then your credit card’s extended warranty should be sufficient.

Just remember, stores wouldn’t sell warranties if they were losing money on them. The chance that you’ll need to file a claim on a defective purchase is relatively small. In many cases, the manufacturer’s warranty plus the extended warranty from your credit card will suffice.

What does credit card extended warranty cover?

Generally a credit card’s extended warranty mirrors that of the original manufacturer’s warranty. For example, if your credit card offers an extra one year of coverage and your new laptop is protected against defective materials and workmanship for one year. After that year is over, the extended warranty from your credit card will likely do the same for an additional year.

Some items that may be covered include:

Cellphones
Computers
Gaming consoles
Small appliances
Televisions
Clothing
Watches

The issuer of your card can give you more details on what is and isn’t covered via phone or their website.

Many credit cards with extended warranties offer up to $10,000 per claim and a maximum of $50,000 per cardholder. You can call the number on your credit card to find out exact coverage details for your credit card.

What does extended warranty exclude?

There are also usually numerous items excluded from coverage. Most, such as pets and beauty products, don’t come with warranties to begin with. Also, shipping and handling costs won’t be reimbursed.

Common items that often don’t qualify for purchase protection

Motorized vehicles (cars, boats, motorcycles) and their attached parts (including tires)
Computer software or any type of video, digital, or audio discs or tapes, including video games
Collectible, one-of-a-kind, custom-built and limited-edition items (antiques, coins, furs, art, sports memorabilia, stamps, for example)
Services and additional costs (installation charges, warranties, memberships)
Items that can spoil or are consumable and need to be replaced after they have been used for a period of time (food, fuel, batteries, medications, beauty products or personal care products)
Animals
Living plants

Excluded circumstances that can cause damage

Natural disaster
Acts of war, civil disturbance
Power surge
Product recall
Fraud, abuse or illegal activity

How to file an extended warranty claim

You have several ways to file an extended warranty claim:

Call your bank
Submit a claim form online
Mail a claim form

When filing a claim, you’ll need the original receipt, original manufacturer’s warranty, credit card statement showing your purchase and damaged product. Your card issuer may also request additional documentation, such as a repair estimate.

Here are details on how to file an extended warranty claim for several major issuers. You can also call the customer service number on the back of your card for further information about the extended warranty claims process.

American Express: 800-228-6855 or visit AmericanExpress.com/onlineclaim
Bank of America: 800-Mastercard for Mastercards and 800-551-8472 or visit www.cardbenefitservices.com for Visa cards
Barclays: 800-Mastercard
Capital One: 800-Mastercard for Mastercards and 800-551-8472 for Visa cards or visit www.cardbenefitservices.com
Chase: 800-874-7702 or visit www.cardbenefitservices.com
Citi: 866-918-4670 or visit mybenefits.cardbenefitclaims.com
U.S. Bank: 800-Mastercard for Mastercards and 800-551-8472 or visit www.cardbenefitservices.com for Visa cards

Methodology

We selected the best credit cards for extended warranty through a review of cards available on LendingTree and from top issuers. In addition to looking for cards with extended warranty plans, we considered other features that make a credit card ideal for shoppers:

Cash back rates: Does the card offer a solid cash back rate?
Sign-up bonuses: Does the card offer a large sign-up bonus?
Introductory and regular APRs: Does the card offer an intro APR to help finance a big purchase or pay off a transferred balance? Is its regular APR reasonable?
Annual fee: Do the card perks outweigh the cost of the annual fee for most shoppers?

1. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

To see rates & fees for American Express cards mentioned on this page, visit the links provided below:

American Express^® Gold Card

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

The information related to the U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card and Chase Freedom Unlimited^® has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Best Credit Cards That Provide Extended Warranty in 2025

Our winner for best credit card for

U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card

Our winner for best credit card for

U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card

6 Best Extended Warranty Credit Cards

Overall winner

U.S. Bank Shopper Cash Rewards™ Visa Signature® Credit Card*