If meeting the requirements to earn 2.5% cash back with the Alliant Cashback Visa® Signature Credit Card seems challenging, a better cashback credit card to consider might be the Wells Fargo Active Cash® Card. With the latter card, you’ll earn unlimited 2% cash rewards on purchases, no strings attached.
Plus, the Wells Fargo Active Cash® Card comes with a sign-up bonus and 0% intro APR periods on both purchases and balance transfers, which the Alliant Cashback Visa® Signature Credit Card lacks.
For the bonus, earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
On new purchases, enjoy a 0% intro APR for 15 months from account opening, after which a 20.24%, 25.24%, or 29.99% variable apr APR applies. There’s also a 0% intro APR for 15 months from account opening on qualifying balance transfers; after, a 20.24%, 25.24%, or 29.99% variable apr APR applies.
The Wells Fargo Active Cash® Card charges a $0 annual fee, but there is a 3% foreign transaction fee — so pick a different card with no foreign transaction fees if traveling outside the United States.