If you need even more time to pay off your transferred debt, the Wells Fargo Reflect® Card can help. Cardholders get a 0% intro APR for 21 months from account opening on qualifying balance transfers, after which a 18.24%, 24.74%, or 29.99% Variable APR applies.
Plus, if you need time to pay off a big purchase, the Wells Fargo Reflect® Card also offers a 0% intro APR 21 months from account opening on purchases. After, a 18.24%, 24.74%, or 29.99% Variable APR applies.
The Wells Fargo Reflect® Card charges a $0 annual fee, but beware the 3% foreign transaction fee.
Where the Discover it® Balance Transfer stands out is that it offers a cash back program, giving it value after the transferred debt is paid off, while the Wells Fargo Reflect® Card does not have a rewards program.