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American Express Disclosure

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Credit Score Ranges Required for Popular Airline and Travel Credit Cards

If you’re looking for an airline or travel credit card, you may assume that these cards are reserved for people with the highest credit scores.

Rest assured — many lucrative airline and travel credit cards don’t require anywhere near a “perfect” credit score to qualify. As long as your score falls within the suggested range for your target card, you have a good shot at getting approved. That said, there’s no guarantee that you’ll be approved for a card, even with a very high credit score. That’s because issuers use different credit bureaus and criteria to determine eligibility.

Issuers will look at your income and current debt levels when reviewing your application to determine whether to approve you for a card. They may impose restrictions on the number of cards you can have or apply for. For example, Chase won’t approve you for a new Chase card if you’ve applied for more than five cards from any issuer in the past 24 months (known informally as the Chase 5/24 rule). American Express limits the number of American Express cards you can carry to five.

The data listed below shows the recommended credit score ranges by major issuers for some of the most popular travel credit cards.

Credit score ranges for popular airline and travel credit cards

Popular American Express cards

Credit Cards	Our Ratings	Recommended Credit Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion	Rewards Rate	Welcome Offer
The Platinum Card^® from American Express Learn More Rates & Fees \|Terms Apply	4.5	Good / Excellent	5X points Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel® on up to $500,000 on these purchases per calendar year Earn 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®. Terms apply.	As high as 175,000 points You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.	Learn More Rates & Fees \|Terms Apply
American Express^® Gold Card Learn More Rates & Fees \|Terms Apply	4.3	Good / Excellent	1X - 4X points Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. Terms apply.	As high as 100,000 points You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.	Learn More Rates & Fees \|Terms Apply
American Express® Green Card* Learn More	4.0	Good / Excellent	1X - 3X points Earn 3X Membership Rewards® Points on eligible purchases at restaurants worldwide, including takeout and delivery in the US. Earn 3X Membership Rewards® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals. Earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. Earn 1X points on other Purchases.	40,000 points Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.	Learn More
Delta SkyMiles^® Gold American Express Card Learn More Rates & Fees \|Terms Apply	3.2	Good / Excellent	1X - 2X miles Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.	80,000 miles Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.	Learn More Rates & Fees \|Terms Apply
Delta SkyMiles^® Platinum American Express Card Learn More Rates & Fees \|Terms Apply	3.2	Good / Excellent	1X - 3X miles Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.	90,000 miles Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.	Learn More Rates & Fees \|Terms Apply
Delta SkyMiles^® Reserve American Express Card Learn More Rates & Fees \|Terms Apply	4.1	Good / Excellent	1X - 3X miles Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases.	100,000 miles Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.	Learn More Rates & Fees \|Terms Apply
Hilton Honors American Express Card Learn More Rates & Fees \|Terms Apply	3.2	Good / Excellent	3X - 7X points Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio Earn 5X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card	100,000 points Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.	Learn More Rates & Fees \|Terms Apply
Hilton Honors American Express Surpass^® Card Learn More Rates & Fees \|Terms Apply	4.2	Good / Excellent	3X - 12X points Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 4X Points for each dollar on U.S. Online Retail Purchases. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.	130,000 points Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.	Learn More Rates & Fees \|Terms Apply
Hilton Honors Aspire Card from American Express* Learn More	4.0	Good / Excellent	3X - 14X points Earn 14X points on eligible purchases at hotels or resorts in the Hilton Portfolio. Earn 7X points on flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and U.S. restaurants. Earn 3X points on other purchases.	175,000 points Earn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.	Learn More
Marriott Bonvoy Brilliant^® American Express^® Card Learn More Rates & Fees \|Terms Apply	4.0	Good / Excellent	2X - 6X points Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy® Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines Earn 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card	150,000 points Earn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.	Learn More Rates & Fees \|Terms Apply
Marriott Bonvoy Bevy® American Express® Card	3.8	Good / Excellent	2X - 6X points Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points). Earn 2X points on all other eligible purchases with the Marriott Bonvoy Bevy® Card.	135,000 points Earn up to 135,000 Marriott Bonvoy® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

*The information related to the American Express® Green Card and Hilton Honors Aspire Card from American Express has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

Bank of America cards

Credit Cards	Our Ratings	Recommended Credit Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion	Rewards Rate	Welcome Offer
Bank of America^® Travel Rewards credit card Learn More	4.3	Good / Excellent	1.5X - 3X points 1.5 points per $1 spent on all purchases. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.	25,000 points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases	Learn More
Bank of America^® Premium Rewards^® credit card Learn More	3.9	Good / Excellent	1.5X - 2X points 2 points for every $1 spent on travel and dining purchases. 1.5 points for every $1 spent on all other purchases.	60,000 points 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.	Learn More
Bank of America® Premium Rewards® Elite Credit Card*	4.5	N/A	1.5X - 2X points Earn unlimited 2 points for every $1 spent on travel and dining purchases Earn unlimited 1.5 points for every $1 spent on all other purchases	75,000 points 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening
Bank of America® Travel Rewards Credit Card for Students* Learn More	4.9	Good / Excellent	1.5X points Earn unlimited 1.5 points for every $1 you spend on all purchases.	25,000 points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases	Learn More
Bank of America^® Travel Rewards Secured Credit Card*	N/A	N/A	1.5X points 1.5 points per $1 on every purchase	N/A

*The information related to the Bank of America® Premium Rewards® Elite Credit Card, Bank of America® Travel Rewards Credit Card for Students and Bank of America^® Travel Rewards Secured Credit Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

Chase cards

Credit Cards	Our Ratings	Recommended Credit Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion	Rewards Rate	Welcome Offer
British Airways Visa Signature® Card*	N/A	Good / Excellent	1X - 5X Avios Earn 5 Avios for every $1 spent British Airways, Aer Lingus, and Iberia flight purchases within the first 12 months from account opening, thereafter earn 3 Avios. Earn 3 Avios for every $1 spent on hotel accommodations within the first 12 months from account opening, thereafter earn 2 Avios. Earn 1 Avios for every $1 spent on all other purchases	75,000 Avios 75,000 Avios after you spend $5,000 within the first three months
Chase Sapphire Preferred^® Card Learn More Rates & Fees	4.7	Excellent	1X - 5X points Enjoy benefits such as 5x on travel purchased through Chase Travel℠ Earn 3x on dining, select streaming services and online groceries Earn 2x on all other travel purchases Earn 1x on all other purchases	75,000 points Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	Learn More Rates & Fees
Chase Sapphire Reserve^®* Learn More	5.0	Excellent	1X - 8X points Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ Earn 4x points on flights and hotels booked direct Earn 3x points on dining worldwide Earn 1x points on all other purchases	100,000 points Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.	Learn More
Marriott Bonvoy Boundless^® Credit Card* Learn More	3.8	Good / Excellent	2X - 17X points Earn up to 17X total points at participating Marriott hotels. Earn 3X points on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points on all other purchases.	250,000 points Earn 5 Free Night Awards after spending $5,000 on eligible purchases within 3 months of account opening. Each Free Night Award valued up to 50,000 points - that's a total value of up to 250,000 points! Certain hotels have resort fees.	Learn More
Southwest Rapid Rewards^® Plus Credit Card Learn More Rates & Fees	3.5	Good / Excellent	2X points Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming.	50,000 points Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.	Learn More Rates & Fees
Southwest Rapid Rewards^® Premier Credit Card* Learn More	3.6	Excellent	2X - 3X points Receive 6,000 anniversary points each year. Enjoy benefits including 3X points on Southwest® purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 2 EarlyBird Check-In® each year, 10,000 Companion Pass® qualifying points boost each year, and more.	50,000 points Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.	Learn More
Southwest Rapid Rewards^® Priority Credit Card Learn More Rates & Fees	3.4	Excellent	2X - 3X points Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming.	50,000 points Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.	Learn More Rates & Fees
The New United℠ Explorer Card Learn More Rates & Fees	3.9	Good / Excellent	1X - 2X miles Earn 2x miles on United® purchases, dining, and hotel stays when booked with the hotel Earn 1x mile per $1 spent on all other purchases	60,000 miles Limited-Time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.	Learn More Rates & Fees
The New United Quest℠ Card Learn More Rates & Fees	3.9	Good / Excellent	1X - 3X miles Earn 3x miles on United® purchases. Earn 2x miles on dining, select streaming services & all other travel. Earn 1x mile on all other purchases. Plus, receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary, as well as earn up to 18,000 Premier qualifying points.	100,000 miles Best Offer Ever: Earn 100,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.	Learn More Rates & Fees
World of Hyatt Credit Card* Learn More	3.5	Good / Excellent	1X - 9X points Earn up to 9 points total per $1 spent at Hyatt. Earn 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member. Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships. Earn 1 Bonus Point per $1 spent on all other purchases.	60,000 points Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.	Learn More

*The information related to the British Airways Visa Signature® Card, Chase Sapphire Reserve^®, Marriott Bonvoy Boundless^® Credit Card, Southwest Rapid Rewards^® Premier Credit Card and World of Hyatt Credit Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

Capital One cards

Credit Cards	Our Ratings	Recommended Credit Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion	Rewards Rate	Welcome Offer
Capital One Venture X Rewards Credit Card Learn More Rates & Fees	4.9	Excellent	2X - 10X miles Earn 2X Miles per dollar on every purchase, every day Earn 10X Miles per dollar on hotels and rental cars booked through Capital One Travel Earn 5X Miles per dollar on flights booked through Capital One Travel	75,000 miles Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel	Learn More Rates & Fees
Capital One Venture Rewards Credit Card Learn More Rates & Fees	4.7	Good / Excellent	2X - 5X Miles Earn 2X Miles per dollar on every purchase, every day Earn 5X Miles per dollar on hotels and rental cars booked through Capital One Travel	75,000 miles 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening	Learn More Rates & Fees
Capital One VentureOne Rewards for Good Credit Learn More Rates & Fees	N/A	Good	1.25X - 5X Miles Earn 1.25 Miles per dollar on every purchase, every day Earn 5 Miles per dollar on hotels and rental cars booked through Capital One Travel	N/A	Learn More Rates & Fees
Capital One VentureOne Rewards Credit Card Learn More Rates & Fees	4.6	Good / Excellent	1.25X - 5X Miles Earn 1.25 Miles per dollar on every purchase, every day Earn 5 Miles per dollar on hotels and rental cars booked through Capital One Travel	20,000 miles Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel	Learn More Rates & Fees
Capital One Spark Miles for Business Learn More Rates & Fees	4.5	Good / Excellent	2X - 5X Miles Earn 2 Miles per dollar on every purchase, everywhere Earn 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One's travel booking site	50,000 miles Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.	Learn More Rates & Fees
Capital One Spark Miles Select for Business* Learn More	4.4	Good / Excellent	1.5X Miles 1.5 Miles per $1 on every purchase	50,000 miles One-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening	Learn More

*The information related to the Capital One Spark Miles Select for Business has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

Citi cards

Credit Cards	Our Ratings	Recommended Credit Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion	Rewards Rate	Welcome Offer
Citi Strata Premier^℠ Card Learn More Rates & Fees	4.6	Good / Excellent	1X - 10X points Earn 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. Earn 3 Points per $1 spent on Restaurants. Earn 3 Points per $1 spent on Supermarkets. Earn 3 Points per $1 spent on Gas and EV Charging Stations. Earn 1 Point per $1 spent on All Other Purchases Earn a $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).	60,000 points Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.	Learn More Rates & Fees
Citi^® / AAdvantage^® Executive World Elite Mastercard^®* Learn More	4.0	Good / Excellent	1X point Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases	100,000 miles For a limited time, earn 100,000 American Airlines AAdvantage® bonus miles after spending $10,000 within the first 3 months of account opening.	Learn More
Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^® Learn More Rates & Fees	3.6	Good / Excellent	2X miles / 1X points Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.	50,000 miles Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening.	Learn More Rates & Fees
American Airlines AAdvantage^® MileUp^® Card Learn More Rates & Fees	2.9	Good / Excellent	2X miles Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.	15,000 miles Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.	Learn More Rates & Fees

*The information related to the Citi^® / AAdvantage^® Executive World Elite Mastercard^® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

Wells Fargo cards

Credit Cards	Our Ratings	Recommended Credit Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion	Rewards Rate	Welcome Offer
Wells Fargo Autograph^® Card* Learn More	3.6	Good / Excellent	1X - 3X points Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1X points on other purchases	20,000 points Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.	Learn More
Wells Fargo Autograph Journey^℠ Card* Learn More	3.8	Good / Excellent	1X - 5X points Earn unlimited 5X points on hotels Earn unlimited 4X points on airlines Earn unlimited 3X points on other travel and restaurants, Earn unlimited 1X points on other purchases.	60,000 bonus points Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.	Learn More

*The information related to the Wells Fargo Autograph^® Card and Wells Fargo Autograph Journey^℠ Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

Most cards mentioned above fall in the good-to-excellent credit score range (670-850, according to FICO®). This isn’t a surprise since these cards are often targeted to the banks’ best customers, not to mention people who travel a lot tend to have higher incomes.

You may not need a 700+ credit score to qualify for the best mile and travel credit cards. Some cards, like the Bank of America^® Travel Rewards credit card and The New United℠ Explorer Card, offer wider acceptance beyond just “perfect” credit scores as issuers try to make rewards more accessible.

→ Find credit cards you are prequalified for.

What to know before applying

If your credit score is below 700 and you’re looking to open a miles or travel credit card, keep a few things in mind:

Consider an airline-branded credit card.

According to data found on CreditBoards.com, some co-branded airline cards from the major airlines approve applicants with credit scores that fall within the fair credit range. That means if you have just good credit or fair credit, you may have a better shot at getting approved for an airline card.
Opt for a secured credit card.

Secured credit cards, like the Bank of America^® Travel Rewards Secured Credit Card, use your own money to fund your credit line. Since this lowers the risk for the bank, applicants with lower credit scores may have a better chance of being approved for a secured card.

→ Find secured credit cards.
Check prequalified offers.

Check to see if you’re prequalified for a card before you apply. Many major travel rewards card issuers, including Capital One, Discover, Citi and American Express, have prequalification tools that let you check your approval odds before you fill out an application. Credit card prequalification helps you shop around for the best card offers without hurting your credit score. While prequalification isn’t a guarantee of approval, it can help you narrow down your choices.
Review your credit report.

Before you apply for a credit card, review your credit report from all three credit bureaus so you can make sure everything that’s on there is correct. Credit card issuers can pull one or all three reports from the major credit bureaus (Experian, Equifax and TransUnion). Applicant comments on CreditBoards.com show which credit bureaus major issuers tend to pull from:
- Amex: Experian
- Bank of America: Experian
- Barclays: TransUnion
- Capital One: Mix of the three
- Chase: Experian
- Citi: Experian
- Discover: Mix of the three
- Wells Fargo: Experian
→ See five factors that affect your credit score.
Don't be too afraid of rejection.

If you have a steady income, aren’t carrying a lot of other debt and a solid credit history, you could be eligible for that coveted miles or travel card. If you aren’t approved, you can call a credit card issuer’s reconsideration line and request that they review your information again. It’s not a guarantee, but it can work.

→ See if you can raise your credit score by 100 points in 30 days.

To see rates & fees for American Express cards mentioned on this page, visit the links provided below:

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

The information related to the American Express® Green Card, Hilton Honors Aspire Card from American Express, Bank of America® Premium Rewards® Elite Credit Card, Bank of America® Travel Rewards Credit Card for Students, Bank of America^® Travel Rewards Secured Credit Card, British Airways Visa Signature® Card, Chase Sapphire Reserve^®, Marriott Bonvoy Boundless^® Credit Card, Southwest Rapid Rewards^® Premier Credit Card, World of Hyatt Credit Card, Capital One Spark Miles Select for Business, Citi^® / AAdvantage^® Executive World Elite Mastercard^®, Wells Fargo Autograph^® Card and Wells Fargo Autograph Journey^℠ Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.