Compare it with the Discover it® Cash Back
If you like most of what the Discover it® chrome has to offer, but want the opportunity to earn a higher cashback rate in a variety of spending categories, you may want to look at the Discover it® Cash Back instead.
The Discover it® Cash Back card offers the same annual fee, cashback match bonus, intro APR on purchases and balance transfers and benefits as the Discover it® chrome. But instead of a flat cashback rate on gas stations and restaurant purchases up to $1,000 per quarter, the Discover it® Cash Back card offers cash back in popular categories that rotate quarterly.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically The quarterly maximum is $1,500, allowing you to earn up to $75 cash back in the 5% categories each quarter. Purchases over $1,500 in the bonus categories earn an unlimited 1% cash back.
With the Discover it® Cash Back card, you have the potential to earn much more cash back each year if you max out the card’s bonus spending limit.
For example, if you make $1,500 in purchases in the 5% bonus category each quarter, you’ll earn $300 cash back in one year. That amount increases to $600 during the first year of card membership once you add in the cashback match bonus. Just remember that you’ll only earn 1% cash back on purchases made outside of the bonus categories and after hit you the $1,500 limit for purchases that earn the higher cashback rate. Additionally, you must opt into the bonus categories each quarter to earn the higher rate on those purchases.