Capital One Venture Rewards Credit Card
Best for an occasional traveler looking to earn rewards.
Standout rewards/notable perks
Earn bonus miles on hotel and rental car purchases through Capital One Travel and receive up to a $100 credit for Global Entry or TSA PreCheck®.
Welcome offer
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Estimated rewards earned*
- First year rewards value: $1,995
- Ongoing rewards value: $645
Chase Freedom Flex℠
Best if you like cash back categories that change each quarter
Standout rewards/notable perks
You’ll get a 5% cash back rate on rotating bonus categories and 3% on drugstore and dining purchases. There’s a long 0% intro APR on purchases for 15 months, then a 20.49% - 29.24% variable APR. The same offer applies to balance transfers.
Welcome offer
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Estimated rewards earned*
- First year rewards value: $641
- Ongoing rewards value: $441
Ink Business Preferred® Credit Card
Best if you’re a business owner who wants to rack up miles on business trips
Standout rewards/notable perks
Earn rewards with every purchase and take advantage of bonus earnings on travel and select business categories up to $150,000 per year. Points are worth 25% more when redeemed for travel through Chase TravelSM.
Welcome offer
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Estimated rewards earned*
- First year rewards value: $2,393
- Ongoing rewards value: $393
Citi Custom Cash® Card
Best if you’re a commuter or road warrior
Standout rewards/notable perks
Earn cash back on every purchase, as well as an impressive 5% in eligible spending categories (including gas) each billing cycle. The average American spends between $150 to $200 on gas each month, and this card could put a lot of that back in your wallet.
Welcome offer
Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
Estimated rewards earned*
- First year rewards value: $610
- Ongoing rewards value: $410
Blue Cash Preferred® Card from American Express
Best if you’re looking for a generous cash back rate that covers most everyday purchases
Standout rewards/notable perks
Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply. Redeem rewards for statement credits or at Amazon.com checkout.
Welcome offer
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Estimated rewards earned*
- First year rewards value: $943
- Ongoing rewards value: $598
American Express® Gold Card
Best for foodies
Standout rewards/notable perks
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply. Plus, this card comes with a number of credits including a monthly dining credit (enrollment required) and hotel credit. You’ll also get a number of travel and shopping protections with this card.
Welcome offer
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Estimated rewards earned*
- First year rewards value: $1,861
- Ongoing rewards value: $661
Discover it® Secured Credit Card
Best those with limited/poor credit to earn cash back on purchases
Standout rewards/notable perks
Get a solid rewards program, an intro APR on balance transfers and a generous welcome offer.
Welcome offer
Discover will match all the cash back you’ve earned at the end of your first year.
Estimated rewards earned*
- First year rewards value: $592
- Ongoing rewards value: $252
Petal® 2 Cash Back, No Fees Visa® Credit Card
Best if you’re looking to establish or build credit history while earning rewards
Standout rewards/notable perks
This card comes with 2% to 10% cash back at select merchants and no fees. This card also reports your credit history to the three major credit bureaus to help you build credit.
Welcome offer
N/A
Estimated rewards earned*
- First year rewards value: $200
- Ongoing rewards value: $200
Capital One SavorOne Student Cash Rewards Credit Card
Best for students looking for their first rewards credit card
Standout rewards/notable perks
Get an unlimited 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases.
Welcome offer
Earn $50 Cash Back when you spend $100 in the first three months.
Estimated rewards earned*
- First year rewards value: $487
- Ongoing rewards value: $437
Prime Visa
Best for Amazon Prime members
Standout rewards/notable perks
Get 5% back on purchases made at Amazon, Amazon Fresh and Whole Foods and earn on every purchase made outside the Amazon network, including boosted rates on restaurants, gas stations, transit and Chase TravelSM purchases.
Welcome offer
Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members.
Estimated rewards earned*
- First year rewards value: $515
- Ongoing rewards value: $315
Chase Sapphire Preferred® Card
Best for frequent travelers looking for flexibility
Standout rewards/notable perks
Earn valuable, flexible travel points on every purchase you make, highlighted by 5x points on travel purchased through Chase TravelSM. Points can be redeemed in several ways or can be transferred to one of Chase’s 10+ travel partners.
Welcome offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
Estimated rewards earned
- First year rewards value: $1,802
- Ongoing rewards value: $602
Hilton Honors American Express Surpass® Card
Best if you frequently stay at Hilton properties
Standout rewards/notable perks
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 4X Points for each dollar on U.S. Online Retail Purchases. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Get automatic Hilton honors gold status (enrollment required), a free night award each year and Priority Pass lounge access (enrollment required).
Welcome offer
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
Estimated rewards earned*
- First year rewards value: $1,174
- Ongoing rewards value: $1,074