Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 7.49% APR with a term of 3 years would result in 36 monthly payments of $777.54. © 2024 Truist Financial Corporation. Truist, LightStream and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Generally, the best place to finance a car is with the lender that offers you the lowest rates. The only way to truly know if a lender is giving you the most competitive rate is to shop around.
- Navy Federal Credit Union: Best for those with military connections
- Southeast Financial Credit Union: Best for short-term loans
- PenFed Credit Union: Best for using a car-buying service
- Autopay: Best for bad-credit car loans
- Bank of America: Best for those who prefer large banks
- Digital Federal Credit Union: Best for used car loans
- Capital One: Best for prime and subprime rates
- PNC Bank: Best for private-party auto loans
- LightStream: Best for car loans that don’t require collateral
- Carvana: Best for an online experience
- Chase Bank: Best for dealership purchases