Wells Fargo Active Cash® Card vs. Citi® Double Cash Card
If you want a flat-rate cash back card that lets you to transfer rewards to travel partners, as well as offers a longer intro APR on balance transfers, the Citi® Double Cash Card is a great alternative.
You’ll earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Along with redeeming your rewards for statement credit, direct deposit, checks, travel, merchandise and gift cards, you can transfer them to a few of Citi’s hotel and airline partners.
The Citi® Double Cash Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. After that, an 19.24% - 29.24% (Variable) APR applies.
But keep in mind — while this card offers a $0 annual fee, it doesn’t provide a sign-up bonus or 0% intro APR on purchases.
Wells Fargo Active Cash® Card vs. Blue Cash Everyday® Card from American Express
If you spend a significant amount at U.S. supermarkets, U.S. online retailers and U.S. gas stations, a card that offers accelerated cash back on those purchases, like the Blue Cash Everyday® Card from American Express, may be a better choice.
You’ll get 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%. 1% cash back on other purchases. Terms apply. Your cash back comes in the form of Blue Cash Reward Dollars, which you can redeem as a statement credit whenever your reward dollars balance reaches $25 or more.
Similar to the Wells Fargo Active Cash® Card, this $0-annual-fee card offers an 0% on purchases for 15 months (then an 19.24%-29.99% Variable APR) and an intro APR of 0% on balance transfers for 15 months (then an 19.24%-29.99% Variable APR).
The Blue Cash Everyday® Card from American Express also offers more benefits than the Wells Fargo Active Cash® Card, including an annual Disney Bundle credit*, a Home Chef credit*, complimentary ShopRunner membership* and more.
*Enrollment required for these benefits.
To see rates & fees for Blue Cash Everyday® Card from American Express please click here.