Top Reverse Mortgage Lenders

Reverse mortgages allow older consumers with considerable home equity to tap into their biggest asset – their home. With a reverse mortgage, homeowners can stay in their homes while receiving consistent monthly payments that can help improve cash flow and make retirement more comfortable. We analyzed data from the top reverse mortgage lenders based on loan volume for the 3rd quarter of 2016. Based on the information we studied, here are the top reverse mortgage lenders in the nation.

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Reverse Mortgage Funding

Reverse Mortgage Funding promises a transparent, informative lending process that leaves senior citizens who want to stay in their homes better off. With Reverse Mortgage Funding, seniors can secure a reverse mortgage with fair terms and competitive interest rates. The company is an active member of the National Reverse Mortgage Lenders Association (NRMLA) as well, which means they adhere to the industry’s highest standards.

Reverse Mortgage Funding offers reverse mortgages with fixed and adjustable rates. Learn more about loan options on their website, then get prequalified online.

Reverse Mortgage Funding users cite professionalism and responsiveness among their staff, along with their competitive rates and fair terms. Amazingly, 100 percent of consumers who left a review for Reverse Mortgage Funding said they would recommend the company to a friend.

Longbridge Financial

Longbridge Financial is committed to helping homeowners reshape their financial future by providing access to their home equity. The company boasts the fact it is an FHA-approved lender with an A+ rating with the Better Business Bureau (BBB).

Longbridge Financial offers a free quote calculator that can help you assess if a reverse mortgage is for you, along with numerous tools that can help you pick the right loan and gain peace of mind.

Longbridge Financial is known as a high-quality lender who connects consumers with the best reverse mortgages in the business. Customer reviews tell a story of easy communication, a seamless loan process, and positive experiences overall.

Responsible Reverse Mortgages

If you’re ages 62 and older and want to access your home equity to improve post-retirement cash flow, Responsible Reverse Mortgages promises to help. As members of the National Reverse Mortgage Lenders Association (NRMLA), Responsible Reverse Mortgages promises access to the best reverse mortgage products with low rates and fair terms.

If you want to learn more, check out the company’s Reverse Mortgage Information Center. Here, you’ll find details on these loans, how they work, and how to set yourself up for reverse mortgage success.

Responsible Reverse Mortgages customers rave about the company’s professionalism and the ease of the loan process. One customer even noted how the company offered to send a representative to their home to walk them through the loan process.

Retirement Funding Solutions

If you’re short on retirement funds and plan on accessing your home equity, Retirement Funding Solutions may have the answer you’ve been searching for. With one of their innovative reverse mortgage products, you can access your home equity so you can afford to live the life you want. Best of all, you can do so while remaining in your home as long as you like. (Borrower must occupy home as primary residence and remains responsible for property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.)

While the amount of money you receive monthly will depend on your home’s value and other factors, a reverse mortgage from Retirement Funding Solutions can provide you with dependable income you can use to live. Learn how you might benefit from a reverse mortgage – even if you still have a mortgage on your home.

Retirement Funding Solutions customers love their free calculators that help them assess their mortgage needs. Customers also love that, because RFS is authorized to offer FHA home equity conversion mortgage loans, the company is held to the highest standards among reverse mortgage companies.

Liberty Home Equity Solutions, Inc.

Liberty Home Equity Solutions, Inc. (Liberty) has been committed to helping seniors gain financial independence and security since 2004. Liberty is one of the nation’s largest and most experienced in the industry, focusing exclusively on providing seniors with Home Equity Conversion Mortgages (HECMs).

Customers consistently remark on the positive experiences that they had working with Liberty, which is proven by their continuous A+ rating with the Better Business Bureau (BBB) and a 4.6 star customer satisfaction with Consumer Affairs. Applicants were able to receive quick responses to all of their questions and they loved being able to speak with a live person anytime during normal business hours.


If you want to get a reverse mortgage through an experienced lender, it is hard to beat FirstBank. Since 1906, FirstBank has provided people with a variety of financial solutions. For the last three years, they have ranked number one in loan volume among banks for reverse mortgages, giving their specialists more experience and hands-on expertise than anyone else in the banking industry. Education and expertise are the cornerstones of their business, providing customers with the smoothest reverse mortgage process that has an average closing time of 27 days.

Those who have gotten a reverse mortgage through FirstBank repeatedly describe the loan officers as being informative, courteous, and professional. Applicants never felt rushed or ignored throughout the entire process and they were extremely grateful for the variety of loan options that were presented, which might be why 100% of customers would recommend this lender.

FirstBank is an FDIC insured bank and maintains an A+ BBB rating. They lend on a national basis in almost every state.

Finance of America Reverse

Finance of America Reverse (FAR) specializes in reverse mortgages and is licensed in 43 states, giving them the ability to help seniors across the country. Their team of licensed Reverse Mortgage Specialists not only help people through the entire reverse mortgage process, but they can also help customers to optimize their finances during retirement and make the most out of the assets that they possess. With the backing of several major investors, FAR is able to offer a reverse mortgage product that fits perfectly with the needs of the individual customer.

The most commonly sung praise of FAR is their loan specialists’ attentiveness and desire to educate customers. Several customers remarked that they were confused with the reverse mortgage process and just wanted to push through, but that their loan officer was insistent and patient with teaching them the ins and out of reverse mortgages and the implications for their finances.

Quontic Bank

If you’re looking to get into a reverse mortgage and want to be treated with dignity, respect, and understanding, Quontic Bank commits to being a bank you can trust. By focusing on making their customers the center of the experience, they strive for customer satisfaction. They ensure that their customers will be financially independent by matching them with the right product.

As an FHA-insured reverse mortgage lender, they can offer homeowners who are 62 years or older a way to pay off their existing mortgage, access funds for retirement, or pay off other types of expenses through a home equity conversion mortgage (HECM).

Customers who received a reverse mortgage from Quontic Bank praise them on their customer service and responsiveness. Reviews from customers attest to the company’s commitment to client satisfaction. One customer shares that a supervisor of Quontic Bank even went to bat for them, which made their experience with the company exceptional.

Caliber Home Loans

Caliber Home Loans promises to address their customers’ questions, and financial priorities and goals, during their interaction with the company. With industry experts who aim to stay up-to-date with market challenges and consumer concerns, this lender creates a culture that concentrates on their customers’ financial needs. As a result of this culture, Caliber Home Loans has achieved success as a leading lender in just under three years.

Customer reviews back these claims as they rave about the customer service the Caliber Home Loan offers. One customer who received a reverse mortgage from the company praised them on their service and would recommend this lender.