Could you use a Personal Loan?

Sometimes you just need some extra money. Maybe your credit card interest rates are through the roof, you need to make a major purchase or something unexpected happens. That’s when a personal loan can really help. Use your loan to consolidate debts, cover medical bills, or make some home improvements, or even improve your credit.

Personal Loan Rates as low as 5.99% APR!

Whatever your reasons, if you need some more money right now – from $1,000 up to $35,000 - LendingTree can help steer you in the right direction.

How a Personal Loan Can Improve Credit

A personal loan can help you build or improve your credit by adding another line of credit to your credit report. Your lender will report your monthly personal loan payments to the three credit bureaus—Equifax, Experian and TransUnion. To improve your credit, make sure you make all of your payments on time and never miss a payment. With consistent, on-time payments on your personal loan, you'll start to see your credit score improve over time.

By the way, our personal loans are not payday loans. We only do business with top quality lenders. We don’t do business with payday loan lenders. Not now. Not ever.

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What is a personal loan?

A personal loan, also called a signature loan, is an unsecured loan, which means you can borrow money with no collateral. From consolidating debt to financing a purchase to improving your credit, people choose personal loans because interest rates are usually lower than credit cards, which can save you thousands of dollars.

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Personal Loan rates in Woodbridge, NJ[Change this]

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Credit Score
Your credit score is a number designed to measure your credit-worthiness. It's based on a formula that combines many factors, including your payment history, amount of credit used and number of accounts. This number is used by lenders to calculate the probability that you'll default on your mortgage. Most lenders won't approve mortgages to applicants with credit scores lower than 620. Your credit score is one of the most important factors that determines your mortgage rate - applicants with higher scores are offered better mortgage rates.

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