Get auto financing the right way

When you're looking for an auto loan, it pays to shop around. LendingTree helps you compare auto loan rates and loan terms from multiple lenders.  Compare different types of automobile loans, including new car loans, used car loans, and refinancing options, whether you're buying from a dealer, or a private seller.
 

New and Used Auto Loans

Receive a great fixed-rate auto loan for your new or used car or auto refinance. Before you apply, we want to make sure you understand the basics of interest rates when it comes to financing a car.

New Car Loans

With LendingTree, you can get a new auto loan with a great rate.

  • Free online loan request
  • Compare rates from multiple lenders
  • Get approved, then shop for a new car

Used Car Loans

Get a used auto loan with a great rate.

  • Free online loan request
  • Compare rates from multiple lenders
  • Get your car loan, then shop for used cars

Auto Loan Refinancing

Take advantage of low auto loan refinancing rates to lower your car payment. Not sure if refinancing makes sense for you? Read our Do's and Don'ts of Auto Loan Refinancing. When you're ready, apply online for an auto loan refinance. It's free, with no obligation, and you'll be able to compare auto loan rates from multiple lenders.

  • Free online refinance request
  • Free auto loan refinancing quotes
  • Compare rates so you get the best deal
  • Save money with a lower interest rate

Compare Auto Loan Rates

LendingTree helps you compare auto loan rates from multiple lenders. Compare auto quotes from competing providers. It's fast, easy, and best of all, free.

Find a Car

Are you in the market to buy a new or used car? LendingTree Autos can help you find and finance your next car. Access auto lenders as well as local dealers to help you purchase your next automobile. LendingTree Autos can help you with all stages of your next vehicle purchase, including:

  • Access to manufacturer data
  • Used car values for trade-in
  • Auto financing

Buying a new or used car can be stressful, but with the right tools, we empower you to make a smart car buying decision.

Additional Resources

Your credit rating and past credit issues may affect your ability to get auto loan financing, or the listed interest rates on an auto loan.

If you want more information on all there is about auto loans, visit our auto loan basics section to read up on topics like rebate vs dealer financing and comparing auto loans.

Map with options for new and used car loan, refinance

Glossary Terms

Amortization
Amortization is the gradual reduction of a debt by regular scheduled payments of interest and principal. <a href='/glossary/what-is-amortization' title='See the full definition of Amortization'>read more</a>
Annual Percentage Rate
The cost of credit, including the interest and fees, expressed as an interest rate. APR was created to make it easier for consumers to compare loans... <a href='/glossary/what-is-annual-percentage-rate' title='See the full definition of Annual Percentage Rate'>read more</a>
Borrower
A borrower is a buyer who does not pay cash, but instead finances some or all of a purchase. <a href='/glossary/what-is-borrower' title='See the full definition of Borrower'>read more</a>
Dealer Charges
Charges for extra services or products sold by the dealer, including rust proofing, undercoating and extended warranties. <a href='/glossary/what-is-dealer-charges' title='See the full definition of Dealer Charges'>read more</a>
Dealer Holdback
Dealer holdback is an amount, typically two to three percent of the manufacturer’s suggested retail price (MSRP), that is part of the invoiced price... <a href='/glossary/what-is-dealer-holdback' title='See the full definition of Dealer Holdback'>read more</a>
Dealer Incentives
Bonuses offered by manufacturers to dealerships to increase the sales of specific models or to reduce excess inventories. Dealers may elect to pass on... <a href='/glossary/what-is-dealer-incentives' title='See the full definition of Dealer Incentives'>read more</a>
Dealer Invoice
The amount an auto dealership pays the manufacturer for a vehicle it puts on its lot. This amount does not always indicate the amount the dealership... <a href='/glossary/what-is-dealer-invoice' title='See the full definition of Dealer Invoice'>read more</a>
Dealer Sticker Price
Dealer Sticker Price is the price the dealer would like to get for the car, but for most transactions it’s just a starting point for negotiations.... <a href='/glossary/what-is-dealer-sticker-price' title='See the full definition of Dealer Sticker Price'>read more</a>
Invoice Price
The automobile manufacturer’s original charge to the dealer. <a href='/glossary/what-is-invoice-price' title='See the full definition of Invoice Price'>read more</a>
Lease Fee
The lease fee for a vehicle is the monthly lease payment multiplied by the term of the lease. <a href='/glossary/what-is-lease-fee' title='See the full definition of Lease Fee'>read more</a>
Lender
An individual or company that makes funds available for borrowing. Lenders can specialize in a category of lending, like mortgage, automotive,... <a href='/glossary/what-is-lender' title='See the full definition of Lender'>read more</a>
Loan Program
A loan product created by a lender and offered to borrowers. It has a specific set of features and costs, which must be disclosed to consumers before... <a href='/glossary/what-is-loan-program' title='See the full definition of Loan Program'>read more</a>
Loan Terms
The contractual obligations of a borrower and lender, as detailed in the loan agreement. <a href='/glossary/what-is-loan-terms' title='See the full definition of Loan Terms'>read more</a>
Monthly Payment
The monthly payment is how much a borrower will pay each month toward principal and interest on a loan. <a href='/glossary/what-is-monthly-payment' title='See the full definition of Monthly Payment'>read more</a>
Monthly Payment with PI
The monthly payment with PI is how much a borrower will pay each month toward principal and interest on a loan. <a href='/glossary/what-is-monthly-payment-with-pi' title='See the full definition of Monthly Payment with PI'>read more</a>
Rate
Rate is the amount of interest on the loan, expressed as an interest rate or annual percentage rate (APR) of the principal. Also called an interest... <a href='/glossary/what-is-rate' title='See the full definition of Rate'>read more</a>
Rebate
A rebate is an incentive paid by a car manufacturer as a way to increase sales of products. <a href='/glossary/what-is-rebate' title='See the full definition of Rebate'>read more</a>
Sticker Price
Sticker price is another term for manufacturer's suggested retail price or list price. <a href='/glossary/what-is-sticker-price' title='See the full definition of Sticker Price'>read more</a>
Term
Term refers to the period of time between the beginning loan date on the legal documents and the date the entire balance of the loan is due. <a href='/glossary/what-is-term' title='See the full definition of Term'>read more</a>