USDA eligibility is complex and based on income, geography, and household size. USDA eligibility income categories include very low, low, and moderate, while geography is down to the county level.
USDA income limits can range from $17,050 for a single member household, to $83,700 for a 4-member household, to as high as $208,350 for an 8-member household in some high-cost areas.
The USDA eligibility income is not universal—it depends on where you live and where you are choosing to move. A rule of thumb is your income needs to be 115% or less of the average income for your geographic region. Knowing what that figure is will be dependent not only on the state you choose to live in, but also the number of people in your household.
Use this USDA income calculator to find out if you and your household meet the USDA income requirements for your geographic area. You may also choose to use this USDA income-eligibility document listing income limitations for each state.