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Best Credit Cards for International Travel in 2025

Allie Johnson's headshotWritten by
Allie Johnson
Headshot of Sarah FisherEdited by
Sarah Fisher
Content was accurate at the time of publication.
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Winner

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

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Rates & Fees

The Capital One Venture X Rewards Credit Card is the best international travel card for most globetrotters because it lets you earn an attractive welcome bonus and offers a strong slate of travel perks.

Winner: Best credit card for international travel

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card Capital One Venture X Rewards Credit Card
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Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.9
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Rates & Fees

Rewards rate: Earn 2X - 10X miles

Details:

  • Earn 2X Miles per dollar on every purchase, every day
  • Earn 10X Miles per dollar on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles per dollar on flights booked through Capital One Travel

Annual Fee$395
Rewards Rate2X - 10X miles
  • Earn 2X Miles per dollar on every purchase, every day
  • Earn 10X Miles per dollar on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles per dollar on flights booked through Capital One Travel
Regular Purchase APR19.99% - 29.24% (Variable)
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
720-850
Excellent
Get Your Free Credit Score
  • Earn an outstanding sign-up bonus
  • Solid earning rate on all purchases
  • Up to a $120 Global Entry/TSA PreCheck® credit
  • Attractive anniversary bonus
  • $395 annual fee
  • Doesn’t offer hotel or airline elite status
  • Enhanced miles earnings only on Capital One Travel bookings
  • Annual travel credit restricted to Capital One Travel bookings

The Capital One Venture X Rewards Credit Card is our pick for best card for international travel because of its flexibility and versatility. Capital One has more than 15 hotel and airline transfer partners, allowing you to maximize your miles no matter where you’re going. You’ll earn 2X Miles per dollar on every purchase, every day; 10X Miles per dollar on hotels and rental cars booked through Capital One Travel; 5X Miles per dollar on flights and vacation rentals booked through Capital One Travel. And with no foreign transaction fees, the Capital One Venture X Rewards Credit Card is a great card to have in your wallet when traveling abroad.

The card charges a $395 annual fee, but it’s more than worth it if you’ll take advantage of the card perks. It gives you an annual $300 travel credit that applies to bookings made with Capital One Travel and awards you 10,000 Venture miles (equal to $100 towards travel) on your account anniversary.

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®

Best no-annual-fee credit card for international travel

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card
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4.6
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Rates & Fees

Rewards rate: Earn 1.25X - 5X Miles

Details:

  • Earn 1.25 Miles per dollar on every purchase, every day
  • Earn 5 Miles per dollar on hotels and rental cars booked through Capital One Travel

Annual Fee$0
Rewards Rate1.25X - 5X Miles
  • Earn 1.25 Miles per dollar on every purchase, every day
  • Earn 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
Regular Purchase APR19.24% - 29.24% (Variable)
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • $0 annual fee
  • Simple rewards structure
  • Intro APR on purchases and balance transfers
  • Low earning rate on everyday purchases
  • Enhanced earnings for hotels and rental cars only through Capital One Travel
  • Earn a relatively low welcome offer compared to other cards
  • Balance transfer fee applies

If you want a no-annual-fee travel credit card you can use abroad without racking up foreign transaction fees, the Capital One VentureOne Rewards Credit Card is a good way to go. While you’ll earn a lower welcome bonus and lower earning rate than some other cards, it can be a good choice if you’re looking to lower the amount you pay in fees. The Capital One VentureOne Rewards Credit Card also comes with an introductory APR on purchases and balance transfers (a balance transfer fee applies).

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Best international travel card for lounge access

The Platinum Card® from American Express

The Platinum Card<sup>®</sup> from American Express The Platinum Card<sup>®</sup> from American Express
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4.5
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Rates & Fees
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Rewards rate: Earn 5X points

Details:

  • Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel® on up to $500,000 on these purchases per calendar year
  • Earn 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®.
  • Terms apply. 

Annual Fee$695
Rewards Rate5X points
  • Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel® on up to $500,000 on these purchases per calendar year
  • Earn 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®.
  • Terms apply. 
Regular Purchase APRSee Pay Over Time APR
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Large welcome offer
  • Airport lounge access and other luxury perks
  • Hotel, airline and entertainment credits
  • $695 annual fee
  • Low earning rate for most non-travel purchases

If you’re a frequent traveler looking for luxury perks, you’ll want to consider The Platinum Card® from American Express, our pick for best international travel card for lounge access. This premium card offers the most robust airport lounge membership program of any travel card on the market today. With the American Express Global Lounge Collection, eligible cardmembers can get Priority Pass™ Select membership*, exclusive access to ultra-swanky Amex Centurion lounges and Delta Sky Club access (10 visits per year) each time you fly with Delta. Other travel benefits include a fee credit for Global Entry or TSA PreCheck membership*, as well as automatic Hilton Honors Gold status* and Marriott Bonvoy Gold status*.

*Enrollment required for these benefits.

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • With American Express Global Lounge Collection® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
  • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
  • $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
  • $695 annual fee.¤
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Best airline credit card for international travel

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles<sup>®</sup> Reserve American Express Card Delta SkyMiles<sup>®</sup> Reserve American Express Card
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4.1
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Rates & Fees
|Terms Apply

Rewards rate: Earn 1X - 3X miles

Details:

  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.

Annual Fee$650
Rewards Rate1X - 3X miles
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
Regular Purchase APR20.24%-29.24% Variable
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Can earn an attractive welcome offer
  • Airport lounge access and other travel perks
  • Annual Companion Certificate
  • Travel statement credits, including Delta 20% in-flight purchase statement credit
  • High $650 annual fee
  • Bonus rewards earning only on Delta purchases

The Delta SkyMiles® Reserve American Express Card is our choice for best airline card for international travel, due to its array of luxe travel perks. The card offers some of the best benefits on the market, including more than $500 worth of credits (enrollment required), an annual companion certificate after your cardmember anniversary and complimentary airport lounge access. You should know, however, that the annual fee also is one of the highest on the market, so this card is best for frequent travelers who will get enough value from the perks to make that cost worthwhile.

  • Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over other Medallion Members within the same Medallion tier and fare class grouping when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Best flexible rewards credit card for international travel

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card Capital One Venture Rewards Credit Card
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4.7
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Rates & Fees

Rewards rate: Earn 2X - 5X Miles

Details:

  • Earn 2X Miles per dollar on every purchase, every day
  • Earn 5X Miles per dollar on hotels and rental cars booked through Capital One Travel

Annual Fee$95
Rewards Rate2X - 5X Miles
  • Earn 2X Miles per dollar on every purchase, every day
  • Earn 5X Miles per dollar on hotels and rental cars booked through Capital One Travel
Regular Purchase APR19.99% - 29.24% (Variable)
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Earn an excellent welcome bonus
  • Great flexibility with miles
  • Global Entry or TSA PreCheck® credit
  • $95 annual fee
  • Enhanced earnings for hotels and rental cars only through Capital One Travel

For a simple travel card with rewards that are as easy to redeem as they are to earn, the Capital One Venture Rewards Credit Card is hard to beat. You earn 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. Plus, one of the Capital One Venture Rewards Credit Card‘s best features is the flexibility of the rewards you earn — you can redeem them as a statement credit for any type of travel or transfer them to any of Capital One’s airline and hotel partners.

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Best business card for international travel

Capital One Venture X Business

Capital One Venture X Business Capital One Venture X Business
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4.9
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Rates & Fees

Rewards rate: Earn 2X - 10X Miles

Details:

  • Earn 2X Miles on every purchase
  • Earn 5X Miles on flights and vacation rentals booked through Capital One's travel booking site
  • Earn 10X Miles per dollar on hotels and rental cars booked through Capital One's travel booking site

Annual Fee$395
Rewards Rate2X - 10X Miles
  • Earn 2X Miles on every purchase
  • Earn 5X Miles on flights and vacation rentals booked through Capital One's travel booking site
  • Earn 10X Miles per dollar on hotels and rental cars booked through Capital One's travel booking site
Regular Purchase APRN/A
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
720-850
Excellent
Get Your Free Credit Score
  • Can earn generous sign-up bonus
  • Earns extra rewards in popular business travel spending categories
  • $300 annual travel credit
  • Lounge access
  • $395 annual fee
  • High spending required for sign-up bonus
  • Balance must be paid in full each month

The Capital One Venture X Business is one of the most flexible and valuable business cards for travel. You can earn a generous sign-up bonus and high rate on travel purchases to pile up rewards quickly. It offers complimentary access to over 1,300 airport lounges worldwide and free employee cards. These benefits, along with no foreign transaction fees, make the Capital One Venture X Business a great option for international business travel.

  • Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One's travel booking site
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One's travel booking site
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Best hotel credit card for international travel

Hilton Honors Aspire Card from American Express*

Hilton Honors Aspire Card from American Express Hilton Honors Aspire Card from American Express
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4
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Rewards rate: Earn 3X - 14X points

Details:

  • Earn 14X points on eligible purchases at hotels or resorts in the Hilton Portfolio.
  • Earn 7X points on flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and U.S. restaurants.
  • Earn 3X points on other purchases.

Annual Fee$550
Rewards Rate3X - 14X points
  • Earn 14X points on eligible purchases at hotels or resorts in the Hilton Portfolio.
  • Earn 7X points on flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and U.S. restaurants.
  • Earn 3X points on other purchases.
Regular Purchase APR20.24% to 29.24%
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Excellent welcome offer
  • High rewards earning potential
  • Complimentary Hilton Honors Diamond status (enrollment required)
  • More than $800 in annual credits
  • $550 annual fee
  • Valuable only for Hilton loyalists

The Hilton Honors Aspire Card from American Express is our top pick for hotels due to its welcome offer, earning rate on Hilton hotel stays and excellent travel perks. And although a $550 annual fee applies, cardholders get more than $800 in annual credits. Additional perks include Hilton Honors Diamond status (enrollment required), a free night reward every year upon card renewal and more.

  • 14X Hilton Honors Bonus Points at hotels and resorts in the Hilton portfolio worldwide
  • 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and at U.S. restaurants
  • 3X Hilton Honors Bonus Points on other purchases
  • Complimentary Hilton Honors Diamond status (enrollment required)
  • One Free Night Reward in your first year of Card Membership and every year upon Card renewal
  • Up to $400 Hilton Resort credit (up to $200 semi-annually)
  • Up to $200 flight credit (up to $50 per quarter, enrollment required)
  • Up to $199 CLEAR credit (enrollment required)
  • $100 on-property credit at Waldorf Astoria Hotels & Resorts and Conrad Hotels & Resorts when booking the exclusive Aspire Card package
  • National Car Rental® Emerald Club Executive® Status (enrollment required)
  • Access to 24/7 American Express concierge
  • No foreign transaction fees
  • Terms apply
*The information related to the Hilton Honors Aspire Card from American Express has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best student credit card for international travel

Bank of America® Travel Rewards Credit Card for Students*

Bank of America® Travel Rewards Credit Card for Students Bank of America® Travel Rewards Credit Card for Students
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4.9
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Rewards rate: Earn 1.5X points

Details: Earn 1.5 points per $1 spent on all purchases.

Annual Fee$0
Rewards Rate1.5X points

Earn unlimited 1.5 points for every $1 you spend on all purchases.

Regular Purchase APR18.24% to 28.24% Variable APR
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • $0 annual fee
  • Nice welcome offer
  • Intro APR offer for purchases and balance transfers
  • No bonus categories
  • Rewards aren’t transferable

The Bank of America® Travel Rewards Credit Card for Students is the best international travel card for students due to its lack of foreign transaction fees and $0 annual fee. It has a simple rewards structure: Cardholders earn 1.5 points per $1 spent on all purchases. This is a card that may work well for students who want to keep their options open as they figure out their travel style.

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a 18.24% to 28.24% Variable APR will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
*The information related to the Bank of America® Travel Rewards Credit Card for Students has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best international travel credit card for bad credit

Capital One Quicksilver Secured Cash Rewards Credit Card

Capital One Quicksilver Secured Cash Rewards Credit Card Capital One Quicksilver Secured Cash Rewards Credit Card
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How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.1
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Rates & Fees

Rewards rate: Earn 1.5% - 5% Cash Back

Details:

  • Earn 1.5% Cash Back on every purchase, every day
  • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)

Annual Fee$0
Rewards Rate1.5% - 5% Cash Back
  • Earn 1.5% Cash Back on every purchase, every day
  • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Regular Purchase APR29.74% (Variable)
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
300-600
Limited / Poor
Get Your Free Credit Score
  • $0 annual fee
  • Solid cash back earnings on every purchase
  • Earn enhanced cash back rate on hotels and rental cars booked through Capital One Travel
  • Requires a minimum $200 refundable security deposit
  • High purchase APR
  • Lacks travel perks

The Capital One Quicksilver Secured Cash Rewards Credit Card is the best option for international travel among credit cards for bad credit. It doesn’t charge an annual fee or foreign transaction fees. Plus, this card is marketed to those with limited / poor credit, while travel credit cards generally target consumers with good to excellent credit. You’ll need to put down a security deposit of at least $200 to secure a $200 credit line.

You can earn a solid flat rate of cash back on everyday purchases, with a bonus earning rate on hotels and rental cars booked through Capital One Travel.

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get at least a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  •  For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Best for dining and international travel

American Express® Gold Card

American Express<sup>®</sup> Gold Card American Express<sup>®</sup> Gold Card
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How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.3
apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
|Terms Apply

Rewards rate: Earn 1X - 4X points

Details:

  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Terms apply. 

Annual Fee$325
Rewards Rate1X - 4X points
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Terms apply. 
Regular Purchase APRSee Pay Over Time APR
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • High earning rate at restaurants worldwide and U.S. supermarkets
  • Generous dining and Uber benefits (enrollment required)
  • Travel and purchase protections1
  • $325 annual fee
  • Redeeming your points for non-travel options isn’t a good value

The American Express® Gold Card is an attractive option if you spend the most on dining and groceries. With this card, you can earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. Terms apply. This makes the American Express® Gold Card a great option to use while dining abroad, since you earn extra rewards and won’t pay foreign transaction fees.

There is a $325 annual fee, but you can cover the cost of the fee if you take full advantage of benefits, which include up to $120 in credits toward select dining purchases ($10 monthly, enrollment required).

  • Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Best for international transfer partners

Chase Sapphire Reserve®

Chase Sapphire Reserve<sup>®</sup> Chase Sapphire Reserve<sup>®</sup>
LendingTree's Reviewtooltip-question

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.9
apply-now-icon Apply Now
on Chase's secure site
Rates & Fees

Rewards rate: Earn 1X - 10X points

Details:

  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually.
  • Earn 3x points on other travel and dining
  • Earn 1 point per $1 spent on all other purchases

Annual Fee$550
Rewards Rate1X - 10X points
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually.
  • Earn 3x points on other travel and dining
  • Earn 1 point per $1 spent on all other purchases
Regular Purchase APR20.24% - 28.74% Variable
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
720-850
Excellent
Get Your Free Credit Score
  • Generous welcome bonus
  • Solid earning rate on travel and dining purchases
  • $300 flexible travel credit
  • Priority Pass lounge access
  • Excellent travel insurance
  • $550 annual fee
  • Requires excellent credit

If you’re in the market for points that can easily be transferred to partners, consider the Chase Sapphire Reserve® card. Chase Ultimate Rewards® points transfer at a 1:1 value to over 10 hotel and airline transfer partners, allowing you to maximize your points no matter where you’re going. You’ll Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. And with no foreign transaction fees, the Chase Sapphire Reserve® is a great card to have in your wallet when traveling abroad.

The card charges a $550 annual fee, but it’s more than worth it if you’ll take advantage of its perks. With this card, you’ll get a $300 flexible travel credit, Priority Pass lounge access and a solid list of travel insurance.

  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
  • Member FDIC

Credit Cards Our Ratings Lounge AccessAnnual FeeWelcome Offer
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard<sup>®</sup>
Citi® / AAdvantage® Executive World Elite Mastercard®*
Learn More
4.0
Admirals Club$595100,000 miles
For a limited time, earn 100,000 American Airlines AAdvantage® bonus miles after spending $10,000 within the first 3 months of account opening.
Learn More
The Platinum Card<sup>®</sup> from American Express
The Platinum Card® from American Express
apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
|Terms Apply
4.5
Amex Centurion Lounge, Delta Sky Clubs (10 visits per year) & Priority Pass™ Select$69580,000 points
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
|Terms Apply
Delta SkyMiles<sup>®</sup> Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
|Terms Apply
4.1
Delta Sky Clubs$650100,000 miles
Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
|Terms Apply
Chase Sapphire Reserve<sup>®</sup>
Chase Sapphire Reserve®
apply-now-icon Apply Now
on Chase's secure site
Rates & Fees
4.9
Priority Pass™ Select$55060,000 points
Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
apply-now-icon Apply Now
on Chase's secure site
Rates & Fees
The New United Club℠ Card
The New United Club℠ Card
apply-now-icon Apply Now
on Chase's secure site
Rates & Fees
4.1
United Club$69590,000 miles
Limited-Time Offer: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
apply-now-icon Apply Now
on Chase's secure site
Rates & Fees
*The information related to the Citi® / AAdvantage® Executive World Elite Mastercard® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.
1. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

To see rates & fees for American Express cards mentioned on this page, visit the links provided below:

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

The information related to the Hilton Honors Aspire Card from American Express, Bank of America® Travel Rewards Credit Card for Students and Citi® / AAdvantage® Executive World Elite Mastercard® has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

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