Advice & Articles

  • Featured
    How Do 80 10 10 Loans Work?
    If you've shopped for a home or met with a mortgage broker lately, you may have heard of the 80 10 10 loan. This mortgage product, also known as a piggyback loan, is made from a combination of loans...Read More
  • Featured
    Getting Your Pre-Qualification Letter
    If you're serious about purchasing a home, obtain a pre-qualification letter before you begin shopping. If you don't, you may have a hard time getting the attention of home sellers or real estate...Read More
  • Featured
    Understanding Reverse Mortgage Interest Rates
    Reverse mortgages were introduced in the early 1960s as a way to help senior citizens access the equity they had built into their homes. In 1987, the U.S. Department of Housing and Urban Development systematized...Read More
  • Featured
    84 Month Auto Loan: Pros and Cons
    Have you noticed something strange about advertisements for car loans lately? It turns out that some lenders are now willing to stretch out car loan payments over an astounding 84 months. For those counting,...Read More
  • Featured
    Can a Reverse Mortgage Be Foreclosed On?
    Reverse mortgages allow senior citizens to convert home equity into cash, either as a lump sum or through monthly payments. The U.S. Department of Housing and Urban Development reports that some 46,000...Read More
  • Featured
    Reverse Mortgages for Dummies
    Very few people who sign up for reverse mortgages are dummies. They're mature homeowners, generally with a lifetime of experience and achievements behind them. However, reverse mortgages are a fairly...Read More
  • Featured
    How Does a Home Equity Loan Work?
    Home equity loans make it possible to borrow against the value of your home or property. If your home has increased in value tremendously – or, if you've paid down a significant portion of your...Read More
  • Featured
    New FHA Guidelines and Regulations
    The Federal Housing Administration (FHA) has published new FHA guidelines for 2017 that affect those wanting to buy a home using one of its mortgages. These supersede many FHA rules published throughout...Read More
  • Featured
    How to Get a Reverse Mortgage for a Mobile Home
    As Americans age, they often downsize to an affordable life as seniors. For seniors living at home, the economics can seem challenging, especially if they find themselves "house rich" and "cash...Read More