Advice & Articles

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    Credit Score for FHA Loan: What's the Minimum?
    If you are thinking of buying a house, you may be wondering exactly what is the minimum credit score for an FHA loan. A quick Internet search can leave you more confused than before you started. Is it...Read More
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    Home Loans for Bad Credit
    You want to buy or refinance a home, but your credit took a nose dive after a long period of unemployment, illness or other misfortune. You've checked with your bank, made a few calls, and you can't...Read More
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    Understanding your escrow account
    As part of the home loan process, borrowers usually have to establish an escrow or impound account in which to deposit real estate taxes and insurance premiums. The purpose of such an account is to make...Read More
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    FHA Loan Rules: What's the "Real" Minimum Credit Score?
    Let's be honest. Even though FHA loan rules say that applicants with credit scores as low as 500 are eligible for financing, the chances of being approved for a home loan with a low credit score...Read More
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    How Much are Closing Costs for a Home Equity Loan?
    If you're planning a major home improvement, need to cover college tuition for your child or want to consolidate debt, you might be considering a home equity loan. While there are several benefits...Read More
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    Frequently Asked Questions About FHA Loans
    Since 1934, the Federal Housing Administration (FHA) has been helping Americans qualify for mortgages so they can become homeowners. Now part of the US Department of Housing and Urban Development, the...Read More
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    FHA Loan Interest Rates: How to Get Your Best Deal
    Many people are surprised to find out that interest rates on an FHA loan are not set by the government. Yes, the home loans are backed by the government, but private FHA-approved mortgage lenders...Read More
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    Qualifying for Mortgages After Bankruptcy
    Qualifying for a home loan after filing bankruptcy can present challenges, but it’s not impossible. While buying a house can be difficult during or immediately after completing a BK filing, many...Read More
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    Mortgage Help: What to do if You Need Mortgage Assistance
    According to the U.S. Foreclosure Market Report, 933,045 properties were filed for foreclosure in 2016. The number, while large, actually reflects a 10-year low. Programs from lenders, governmental agencies,...Read More