Advice & Articles

  • Featured
    Getting a Loan? Ways to Get a Personal Loan
    While the best place to apply for a personal loan may be your bank or credit union, you can also consider an online loan or a 0% APR credit card. While each option comes with plenty of advantages, the...Read More
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    Understanding Reverse Mortgage Interest Rates
    Reverse mortgages were introduced in the early 1960s as a way to help senior citizens access the equity they had built into their homes. In 1987, the U.S. Department of Housing and Urban Development systematized...Read More
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    Second Mortgage: What You Need to Know
    There are many reasons to tap into your home equity. Maybe you're looking to buy another home, or need to avoid paying for PMI? Getting a second mortgage may be the answer, but before you commit, you'll...Read More
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    Mortgage Application: How to Apply For a Mortgage
    If you feel you're ready for home ownership and will need a loan, you'll want to start looking into applying for a mortgage. A mortgage application requires several steps and there are different...Read More
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    Reverse Mortgages for Dummies
    Very few people who sign up for reverse mortgages are dummies. They're mature homeowners, generally with a lifetime of experience and achievements behind them. However, reverse mortgages are a fairly...Read More
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    How to Get a Home Equity Loan
    Home equity financing is about the cheapest money available, because the loans are secured by real estate -- an asset that usually increases in value and is impossible to move. However, mortgage lenders...Read More
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    VA Funding Fee: What, Why, and How Much
    VA home loan programs offer 100 percent home financing with no mortgage insurance; instead, borrowers pay a VA funding fee. In addition, VA regulations limit how much borrowers can be charged for VA loans....Read More
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    How Does a Reverse Mortgage Work?
    A reverse mortgage works like a home equity loan, except the homeowner doesn’t have to repay the loan in monthly installments. It allows homeowners to continue living in their home while taking the...Read More
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    Can You Get a Home Equity Loan with a VA Mortgage?
    You have a VA mortgage, and now you want a home equity loan. Is that possible? Can those two coexist? In principle, there's no reason the two can't run together. Your mortgage may be guaranteed...Read More