Home Loan Advice & Articles

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    VA Funding Fee: What, Why, and How Much
    VA home loan programs offer 100 percent home financing with no mortgage insurance; instead, borrowers pay a VA funding fee. In addition, VA regulations limit how much borrowers can be charged for VA loans....Read More
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    FHA vs Conventional: Which Loan Works Best for You?
    When you're ready to buy a home or refinance your loan, you may start wondering whether you should get a conventional loan or an FHA loan. Both loan types are very popular and will get the job done,...Read More
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    FHA Loan Credit Score: What's the Real Minimum?
    Having a low credit score shouldn't be a reason to give up on your dream of home ownership. In fact, an FHA loan can be a great option when credit score requirements are an issue. Before you commit,...Read More
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    FHA Mortgage Insurance 2017: What, Why and How Much
    If you do an internet search for "FHA mortgage insurance," you'll likely find a whole lot of incorrect information. That's because there were plans that would have reduced mortgage insurance...Read More
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    VA Home Loan Process: How to Get a VA Home Loan
    For more than 70 years, the U.S Department of Veteran Affairs has been helping veterans and other service members find new homes and secure affordable mortgages through the VA home loan process. Under...Read More
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    Home Equity Conversion Mortgage (HECM): HUD Reverse Mortgage Programs
    The Home Equity Conversion Mortgage (HECM) remains the most-popular reverse mortgage program in the U.S. This is probably because of its advantage in offering lower interest rates to borrowers over proprietary...Read More
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    First Time Home Buyer Programs
    As a first time home owner there are several options to help you come up with the cash to put down a down payment on your new home. Learn about the options and find the one that is right for you. Read More
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    What Is a Reverse Mortgage?
    Reserve mortgages, which can also be called a home equity conversion mortgage (HECM), work the exact opposite of a traditional home loan. Instead of initiating a loan for a home purchase, those who choose...Read More
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    Can you get a Mobile Home Loan?
    People get mobile home loans every day. But how cheaply you can borrow, and sometimes whether you can get one at all, will depend mainly on three things: Your creditworthiness – What your credit...Read More