Mortgage Advice & Articles

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  • Featured
    Uniform Residential Loan Application 101
    Nobody likes filling out applications, but when it comes to mortgages, there is an application form that is actually designed to make your life easier. At just over four pages long, the Uniform Residential...Read More
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    Investment Property Mortgage Rates
    Getting really low investment property mortgage rates can turn a poor yield into an okay one, an okay one into a good one, and a good one into an excellent one. So, if you are thinking of investing in...Read More
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    What is a Balloon Mortgage Loan?
    What is a Balloon Mortgage? A balloon mortgage is a loan product that requires a larger-than-usual, one-time payment at the end of its term. Because you make one larger "balloon" payment toward...Read More
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    Mortgage Application: How to Apply For a Mortgage
    If you feel you're ready for home ownership and will need a loan, you'll want to start looking into applying for a mortgage. A mortgage application requires several steps and there are different...Read More
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    Tips for First Time Home Buyers
    Are you a first time home buyer wondering where to start on your journey to homeownership? Choosing a home and mortgage that fit your needs, individual situation, and personal preferences is vital to your...Read More
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    How to Save for a House
    So you want to know how to save for a house. Congratulations! Maybe you got out of homeownership as a result of the Great Recession, and now want to get back in again. Or maybe you're just at that...Read More
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    How FHA Loans Work
    How Do FHA Loans Work? You need verifiable, stable income -- provide W-2s, pay stubs and perhaps tax returns. You must have good credit for at least one year (min score of 580 for a 96.5 percent mortgage). You...Read More
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    First Time Home Buyer Programs
    As a first time home owner there are several options to help you come up with the cash to put down a down payment on your new home. Learn about the options and find the one that is right for you. Read More
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    Is an ARM Mortgage Right for You?
    For most Americans, a mortgage is what makes home ownership attainable. By borrowing enough money for a home and committing to monthly payments for 10 – 30 years, families can enjoy the benefits...Read More