Refinance Calculator

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Will you save money by refinancing your current loan?

A mortgage refinance can mean big savings, but it may come at a price in the short term. The decision to refinance generally comes down to whether you'll be in your home long enough for your monthly savings to outweigh the upfront refinancing costs. Our Refinance Calculator can help you determine the amount of time you'll need to stay in your home after refinancing your mortgage to breakeven and cover your costs.

Your Current Mortgage
Age of Loan
Current Mortgage Payment
Current Balance
Your New Mortgage
New Loan Amount
Lender & Title Fees
New Mortgage Payment
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Your Results
Basic Refinance Analysis
Refinancing your monthly payments by .
Refinancing your costs during the time you expect to own your home by .
Refinancing your costs over the life of your mortgage by .
Refinancing your mortgage repayment period by years.
Breakeven Analysis
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