Buying a home is one of the biggest purchase decisions you'll ever make. But getting a mortgage loan doesn't have to be difficult. That’s why LendingTree helps you find the right home financing with the right mortgage lender. Whether this is your first time applying for a home loan, or you're buying a vacation home or investment property, you’ll want to be prepared. Already have a home loan? LendingTree can also help you refinance your mortgage to help you save money.
Get up to 5 free loan offers in minutes. There’s no cost and no obligation. It’s just a great first step to turn your dream home into a reality.
How much can I really afford?
Factor in your income, down payment amount and existing debts to calculate
what purchase price and payment makes sense for your budget.
The importance of your credit score
Knowledge is power that nets you negotiating leverage with lenders. Get your free credit score
and keep track of it.
Get a better interest rate
Interest rates are always changing. If you’re stuck paying a high interest rate on your loan, you should check your options. You could save a lot every month.
Small Down Payment
You can put as little as 3.5% down. It doesn’t even have to be your own money – the down payment can be a gift or loan.
Is an FHA Loan Right for Me?
If you need to finance more than 80 percent of your home’s purchase price or appraised value, an FHA loan
might be right for you.
What about VA Mortgages?
If you’re an eligible veteran and need to finance more than 80 percent of your home’s purchase price or appraised value, a VA loan
may be a good option for you.