Pros
Personalized service
Can answer questions in real time
Cons
Usually requires more time and effort
Options may be limited
Compare Car Insurance Quotes From Top Companies (2025)
Comparing car insurance quotes from multiple companies like State Farm, Progressive and Geico can save you hundreds or even thousands of dollars a year.
Updated on:
October 13, 2025
Find the Cheapest Car Insurance Quotes in Your Area
How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
If you haven’t compared car insurance quotes from a few different companies in a while, you might be overpaying.
We make it easy and can help you get the cheapest rate for your coverage needs.
When you compare car insurance quotes, keep in mind that:
- Cost matters, but so do ratings and reviews.
- Discounts are important, and different companies offer different ones.
- If you’re worried you’re not getting all possible discounts, talk with an agent.
- What you pay for car insurance depends on many things, like your age, the car you drive and where you live.
- You should compare quotes every time your policy is up for renewal. That usually means every six or 12 months.
- Compare quotes when you move, buy a new car, add a driver to your policy or get married, too.
Compare car insurance company rates
Make sure you compare car insurance rates from companies of all sizes. Smaller companies sometimes have lower rates than the largest auto insurance companies.
Erie has cheaper car insurance than many large companies, for example. It charges an average of $115 a month for full coverage and $43 a month for liability policies. State Farm is the cheapest large auto insurance company. It charges an average of $134 a month for full coverage Full coverage includes collision and comprehensive, which cover your own car for damage and theft. and $57 a month for liability insurance Liability insurance covers injuries and property damage you cause to others. It’s required by law in almost every state. .
Car insurance costs an average of $2,101 a year for full coverage and $829 a year for liability. You can often find cheaper prices when you shop around.
Auto insurance rate comparison
| Company | Full coverage | Liability | LendingTree score | |
|---|---|---|---|---|
 | Erie | $1,375 | $516 |  |
 | Country Financial | $1,491 | $679 |  |
 | State Farm | $1,604 | $661 |  |
 | Auto-Owners | $1,740 | $632 | |
 | Travelers | $1,806 | $792 | |
 | American Family | $2,019 | $751 | |
 | Progressive | $2,078 | $801 | |
 | Geico | $2,109 | $797 |  |
 | Nationwide | $2,402 | $1,024 |  |
 | Allstate | $2,960 | $1,344 | |
 | Farmers | $3,462 | $1,363 | |
Find the Cheapest Car Insurance Quotes in Your Area
Compare car insurance ratings
Comparing car insurance ratings helps you find companies you can trust. For example, the overall satisfaction ratings from J.D. Power J.D. Power’s satisfaction scores are based on customer surveys rating companies on factors like price, coverage options and problem resolution. show how happy customers are with their insurance companies.
The National Association of Insurance Commissioners The NAIC rates companies on confirmed complaints by size. A confirmed complaint is one that leads to a finding of fault. (NAIC) complaint ratings show the number of complaints a company receives relative to its size.
In these ratings:
- Erie has the highest overall satisfaction rating.
- Country Financial has the best complaint rating.
- Erie, Country Financial and American Family are among six companies that beat the average for both ratings.
Car insurance ratings comparison
| Company | Overall satisfaction | Complaint rating | LendingTree score |
|---|---|---|---|
| Allstate | 635 | 0.71 | |
| American Family | 660 | 0.35 | |
| Auto-Owners | 654 | 0.49 | |
| Country Financial | 665 | 0.25 | |
| Erie | 700 | 0.93 | |
| Farmers | 619 | 1.25 | |
| Geico | 637 | 0.7 | |
| Nationwide | 641 | 0.83 | |
| Progressive | 622 | 0.72 | |
| State Farm | 657 | 0.78 | |
| Travelers | 616 | 0.41 | |
Pros
You choose where to get quotes
Easy to customize policy options
No phone calls
Cons
Can take a lot of time
Limits you to large companies
Pros
Fastest and easiest option
Only need to input your information once
Cons
Company options may be limited
Follow-up calls and emails
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SUPPORT
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Expert insights
Bryan Ochalla is LendingTree’s managing editor for insurance. |
“Use the rates and other information you see here as a starting point. Our sample auto insurance quotes are for a 30-year-old driver with a typical car and a clean record. If you are older, or younger, the cheapest company for you may be different. The same is true if you drive a car that is more likely to get into an accident or costs a lot to repair. “Your unique characteristics can have a big impact on how much you pay for car insurance. That’s one of the main reasons comparing quotes from several companies can make such a difference.” |
Frequently asked questions
Comparing car insurance quotes is one of the best ways to get the lowest payment for the most coverage. This is because it lets you see quotes from several different companies side by side, so it’s easy to choose the one that best fits your needs.
Quote comparison sites usually only make you fill out one form to get quotes from multiple companies. Many large companies offer quotes directly off their websites, as do a few smaller ones. Most other companies accept quote requests online but make you follow up with an agent.
You need to meet your state’s minimum car insurance requirements to drive legally. The requirements vary by state and usually include liability coverage. You often need to add collision and comprehensive coverage to your policy for a car loan or lease. Additional coverage types are optional.
Shopping around for a cheap rate is a good way to save money on car insurance. Choosing high collision and comprehensive deductibles is another good way to save. Consider dropping collision and comprehensive coverage for an older car with a low resale value.
Erie has the cheapest car insurance for typical drivers, but it’s only available in 12 states and the District of Columbia. State Farm is the cheapest large company. USAA also has cheap car insurance, but it’s only available to the military community.
It’s good to shop for car insurance every few years or whenever you get an unreasonable rate increase. You can switch companies anytime, but there’s often a fee to cancel an existing policy early. You can avoid the fee by switching on your next renewal date. Just make sure to start comparing rates a few weeks before then.
At LendingTree, we generally use the words “quotes” and “rates” interchangeably when talking about car insurance. Both car insurance rates and quotes are the prices companies send you when you contact them about buying a policy.