The VA loan limit is the maximum amount in which a qualified Veteran can borrow without making a down payment.
VA loans are home loans designed for American veterans or their surviving spouses that are guaranteed by the U.S. Department of Veterans Affairs. Benefits include no down payment requirements, a negotiable interest rate, no mortgage insurance premiums and low closing costs.
In 2019, the VA loan limits are the same as Federal Housing Finance Agency's limits. The county you live in will affect how much you can borrow. In most counties, for example, the VA loan limit is $484,350. In counties with a higher cost of living, the loan limit is as high as $726,525.