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Articles by Alex Cook
Freedom Debt Relief Review
APRIL 29, 2024
Our verdict: While Freedom Debt Relief may help you get out of debt at a lower cost than what you owe, there are some drawbacks... read more
What is the Fair Credit Reporting Act?
MARCH 23, 2023
The Fair Credit Reporting Act (FCRA) is comprehensive federal legislation that regulates the credit reporting industry and grants certain consumer rights regarding how credit data... read more
What Is an Origination Fee?
MARCH 21, 2023
A loan origination fee is an upfront charge that a lender deducts from the total loan amount. This type of fee can also be thought... read more
Trek Financing Options
MARCH 21, 2023
Trek financing is no longer available in-house through a Comenity Bank credit card. Fortunately, there are other Trek financing options to help you afford a... read more
What is a Debt Validation Letter?
FEBRUARY 28, 2023
When a debt goes to collections, collectors are legally required to send a debt validation letter to provide you with information about the debt —... read more