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Jill A. Chafin

Freelance Writer

Jill A. Chafin is a freelancer and former staff writer at LendingTree, where she covers small business solutions, credit cards, insurance, student loans and more. Jill focuses on explaining complex financial topics with a speciality in writing in-depth but easy-to-understand content guides.

As a former business owner, Jill is passionate about entrepreneurial tips, tax strategies and bookkeeping systems — basically anything that will help business owners devote more time to their trade.

Before joining LendingTree in 2022, Jill freelanced for various publications, including the Motley Fool and Life Savvy.

When not researching personal finance tips (like maximizing credit card rewards to score free flights), Jill’s busy traveling, working on her novels, teaching and performing circus arts — and juggling life with her two kids.

Specialties

Credit card reviews
Credit card rewards programs
Small business lender reviews
Small business tax and bookkeeping strategies

Achievements

7+ years of personal finance experience
20+ years freelance writing and editing experience
200+ articles written and edited for LendingTree
Refined product reviews for various loans and credit cards featured on LendingTree
Provided expertise to LendingTree’s small business content
Wrote the novel Shaken, scheduled for publication in March 2025

Education

Bachelor of Arts, University of North Carolina at Chapel Hill
Advanced diploma in creative writing from Te Pūkenga (New Zealand Institute of Skills and Technology)

Jill’s favorite credit cards

“My parents live in New Zealand so I’m obsessed with Chase Ultimate Rewards®. I’ve managed to earn enough points to fly my family of four to the other side of the world three times now — only paying taxes and fees each time.

My favorite all-time card is the Chase Sapphire Preferred^® Card. While it has an annual fee, it allows you to combine all of your Chase Ultimate Reward points and transfer to partner airlines. Plus, you get a $50 hotel credit every year.

Another great card is the Chase Freedom Flex^® — there’s no annual fee and I love the rotating 5% categories.”

The information related to the Chase Sapphire Preferred^® Card and Chase Freedom Flex^® has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

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Jill A. Chafin

Freelance Writer

Specialties

Achievements

Education

Jill’s favorite credit cards

Articles by Jill A. Chafin

Chase Ultimate Rewards® Transfer Partners 2026: What You Need to Know

Is the American Express Platinum Card® Worth the Yearly Fee?

Chase Sapphire Preferred® Card vs. Chase Sapphire Reserve®: Which Is Better?

How to Pay for College When You’ve Hit Your Federal Student Loan Limit

How to Get Financial Aid for College When Your Parents Make Too Much