Articles by Rene Bermudez
Loan-To-Value (LTV) Ratio: What It Is and Why It Matters
July 11, 2024
A loan-to-value (LTV) ratio is a number that compares how much you’re borrowing to your home’s value. The higher your LTV ratio, the more risky... read more
What Is a HELOC? Home Equity Lines of Credit Explained
July 11, 2024
A home equity line of credit (HELOC) is a secured loan tied to your home that allows you to access cash as you need it.... read more
Mortgage Interest Rates Forecast for 2024: When Will Rates Go Down?
July 3, 2024
The current mortgage interest rates forecast is for rates to embark on a gentle downward trajectory over the remainder of 2024. Rates rose steadily in... read more
What Is the Break-Even Point on a Refinance?
July 1, 2024
The break-even point on a refinance is when a refinance has paid for itself in mortgage payment savings. A refinance typically saves you money on... read more
How To Get the Fastest HELOC Closing Times
June 28, 2024
If you’re in a cash crunch and want to tap your home equity — and fast — your best bet is a lender that specializes... read more