Michelle Black

Michelle Lambright Black, founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black

Is a Debt-Free Lifestyle Possible for You?

A life free from debt requires careful planning, a lot of work and even a little luck. Depending on your financial situation, a debt-free lifestyle... read more

Credit Counseling vs. Debt Consolidation: How They Work And Differ

Credit counseling is when you work one-on-one with a financial professional who can help you better manage your debt and negotiate with creditors on your... read more

Need a Personal Loan? Here’s How to Find Loans and Apply

A personal loan is a flexible financing option, allowing you to get cash for major purchases, to consolidate or refinance debt or something else. Traditional... read more

How to Stop Debt Collectors From Calling

If you’re wondering how to stop debt collectors from calling you, the solution is as simple as sending a letter. Until you mail that written... read more

How to Freeze Your Equifax Credit Report

The theft of your personal information is a real threat in our modern world. In 2018 alone, there were 14.4 million victims of fraud, according... read more