Michelle Black

Michelle Lambright Black, founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black

Credit Counseling vs. Debt Consolidation: How They Work And Differ

Credit counseling is when you work one-on-one with a financial professional who can help you better manage your debt and negotiate with creditors on your... read more

Need a Personal Loan? Here’s How to Find Loans and Apply

A personal loan is a flexible financing option, allowing you to get cash for major purchases, to consolidate or refinance debt or something else. Traditional... read more

How to Stop Debt Collectors From Calling

If you’re wondering how to stop debt collectors from calling you, the solution is as simple as sending a letter. Until you mail that written... read more

LendingPoint Personal Loan Review

A LendingPoint personal loan might be best for borrowers looking for a bad credit personal loan. LendingPoint offers personal loans to people with credit scores... read more

What Does My Credit Score Mean?

You know that your credit matters, but you might not be so clear on what your credit score is and what it does. A credit... read more

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