How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Michelle Lambright Black Headshot

Michelle Lambright Black

Michelle Lambright Black is a credit expert, freelance writer, and founder of CreditWriter.com, where she helps families and small business owners make smart decisions about credit, travel, and money. With more than 20 years of experience in credit and personal finance, she’s known for breaking down complex financial topics into practical, easy-to-follow guidance for everyday consumers.
Michelle’s work has been featured in Reader’s Digest, Parents, Forbes, USA Today, U.S. News & World Report, The Points Guy, Business Insider, Money, Experian, FICO, and many other national outlets. She’s a three-time finalist for the Best Personal Finance Freelancer award from the Plutus Foundation and has consulted as an expert witness in credit-related legal cases.
Passionate about helping readers unlock the value of good credit, Michelle also writes extensively about how to maximize credit card rewards, earn free travel with points and miles, and make strategic purchases that stretch every dollar further. When she’s not writing, she’s likely planning her next family trip or researching the best cashback offers on essentials.

Specialties

  • Credit scores and credit reporting
  • Consumer credit products (mortgages, loans, and credit cards)
  • Small business financing
  • Travel rewards and smart shopping strategies
  • Family and multigenerational travel
  • Debt management and financial planning
  • Family finance and banking products
  • Insurance

Achievements

  • 20+ years of personal finance experience
  • Work published by Forbes, USA Today, Parents, Experian, Money, and more
  • Three-time Plutus Award finalist for Best Personal Finance Freelancer
  • Founder of CreditWriter.com
  • Expert witness in credit-related legal matters

Education

  • Bachelor of Arts, Winthrop University

Michelle’s take on financial empowerment

“Good credit is a powerful tool. It can lower your borrowing costs, help you travel for free, and even unlock exclusive savings opportunities. I believe everyone deserves access to clear, reliable financial information that helps them build a better life—one smart decision at a time.”

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Michelle Lambright Black

Nearly 7 in 10 Rewards Credit Cardholders Sitting on Unused Cash Back, Points or Miles

The potential to earn travel, cash back and more are a few of the benefits that rewards credit cards may feature. With such valuable perks,... read more

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