How LendingTree Works

We aren’t a lender, but we know a lot of them.

LendingTree is a marketplace that connects consumers with a network of financial providers for all sorts of financial products, from loans to insurance to credit cards and more.

LendingTree helps you shop and compare financial products all in one place, so you can make smarter, more confident decisions.

Here’s how it works

  1. Answer a few questions.

    Tell us what you’re looking for so we can line up options that make sense.

  2. Compare your offers.

    See real offers from multiple lenders side by side — before committing.

  3. You choose the winner.

    Some partners may reach out to sharpen their offers. You choose the one that works for you.

  4. Choose what’s right for you.

    The decision is yours. We’re just here to provide clarity along the way.

Why is it important to compare your options for financial products?

Financial decisions can have a lasting impact. Even small differences in rates, fees, terms, or coverage can add up over time.

Comparison shopping lets you look at multiple possibilities before deciding, just as you would when shopping for other important purchases.

We give you tools, information, and access to options. You decide what works for your financial situation.

How does LendingTree make money?

You don’t pay LendingTree to shop. For our loan marketplace, there’s no cost to submit a request, get matched with participating lenders, or review conditional offers or quotes.

LendingTree is compensated by participating companies on our marketplace when we connect them with consumers.

That compensation can affect how and where certain offers appear, and we don’t include every single provider or financial product out there. We believe it’s important that you know that upfront.