Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

2023 Credit Card Debt Statistics

Americans have an absolute mountain of credit card debt — $925 billion, to be exact. This credit card debt statistics page tracks Americans’ credit card... read more

Buy Now, Pay Later Statistics and Tracker: January 2023

Buy now, pay later (BNPL) loans — also called point-of-sale loans — have gone from being largely unknown to a major retail force in a... read more

Average Credit Card Interest Rate in America Today

The average credit card interest rate in America today is 23.39% — the highest since LendingTree began tracking rates monthly in 2019. Every month, LendingTree... read more

Personal Loan Statistics: 2023

According to the latest industry data, 22 million Americans owe a collective $210 billion in personal loans. That’s more than double the $102 billion owed... read more

The Real Cost of Making Only Minimum Credit Card Payments

Only paying the minimum on your credit card each month? A new LendingTree report shows that with a balance of $2,000 — well below the... read more

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