Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

2023 Credit Card Debt Statistics

Americans have an absolute mountain of credit card debt — $986 billion, to be exact. This credit card debt statistics page tracks Americans’ credit card... read more

Buy Now, Pay Later Tracker: May 2023

How often are Americans using buy now, pay later (BNPL) loans — and how do they feel about their ability to pay them off on... read more

Credit Card Confidence Index: May 2023

How are Americans feeling about their ability to pay off their credit card bills? That’s what we track every month with the LendingTree Credit Card... read more

2023 Student Loan Debt Statistics

Americans owe $1.78 trillion in student loan debt. That’s more than people owe on any other type of debt in the U.S., except for mortgages,... read more

Average Credit Card Interest Rate in America Today

The average credit card interest rate in America today is 23.98% — the highest since LendingTree began tracking rates monthly in 2019. Every month, LendingTree... read more

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