Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

Buy Now, Pay Later Loan Statistics: 2022

Buy now, pay later (BNPL) loans — also called point-of-sale loans — have gone from being largely unknown to a major retail force in a... read more

The Average Credit Card Interest Rate In America Today

What’s the average credit card interest rate in America today? To find out, LendingTree reviewed about 200 of the most popular credit cards in the... read more

2022 Credit Card Debt Statistics

Americans have an absolute mountain of credit card debt in 2022. But exactly how much credit card debt do they have? That’s one of the... read more

The Average Credit Card Sign-Up Bonus in America Today

What’s the average sign-up bonus on a new credit card today? That depends on the type of card. The average sign-up bonus on a new... read more

Credit Card Confidence Index 12-Month Archive

Want to talk to Matt about the latest Confidence Index numbers? Email him at [email protected] You can also reach out via Twitter at @matthewschulz or... read more

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