Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

Personal Loan Statistics: 2022

More than 20 million Americans owe a collective $178 billion in personal loans, according to the latest industry data. That’s more than double the $88... read more

Credit Card Confidence Index

How are Americans feeling about their ability to pay off their credit card bills? That’s what we track every month with the LendingTree Credit Card... read more

Credit Card Confidence Index 12-Month Archive

Want to talk to Matt about the latest Confidence Index numbers? Email him at [email protected] You can also reach out via Twitter at @matthewschulz or... read more

LendingTree Buy Now, Pay Later Tracker and Statistics in 2022

Buy now, pay later (BNPL) loans — also called point-of-sale loans — have gone from being largely unknown to a major retail force in a... read more

2022 Credit Card Debt Statistics

Americans have an absolute mountain of credit card debt in 2022 — $841 billion, to be exact. This credit card debt statistics page tracks Americans’... read more

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