Matt Schulz

Chief Credit Analyst

Matt has been covering the personal finance space for more than a decade. He is a nationally recognized expert on credit cards, “buy now, pay later” loans, personal loans, credit scoring and reporting, small business lending and other aspects of personal finance. He’s been quoted in or appeared on Good Morning America, NBC Nightly News, the Wall Street Journal, New York Times and hundreds of other media outlets around the U.S. and the world. He is a graduate of the University of Texas and lives in Austin with his wife and son.

Articles by Matt Schulz

Credit Card Confidence Index

How are Americans feeling about their ability to pay off their credit card bills? That’s what we track every month with the LendingTree Credit Card... read more

Credit Card Confidence Index 12-Month Archive

Want to talk to Matt about the latest Confidence Index numbers? Email him at [email protected] You can also reach out via Twitter at @matthewschulz or... read more

2022 Credit Card Debt Statistics

Americans have an absolute mountain of credit card debt in 2022 — $925 billion, to be exact. This credit card debt statistics page tracks Americans’... read more

Average Credit Card Interest Rate in America Today

The average credit card interest rate in America today is 22.40% — the highest since LendingTree began tracking rates monthly in 2019. Every month, LendingTree... read more

LendingTree Buy Now, Pay Later Tracker and Statistics in 2022

Buy now, pay later (BNPL) loans — also called point-of-sale loans — have gone from being largely unknown to a major retail force in a... read more

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