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Articles by Tara Mastroeni
Oportun Personal Loan Review
OCTOBER 28, 2024
Easier to qualify for: Oportun doesn’t have a minimum credit score requirement, making it a good fit if you have bad or no credit. It... read more
Cross Collateralization: Definition, Benefits and Risks
OCTOBER 15, 2024
Cross-collateralization involves using one asset as collateral for multiple loans at the same time. While this financing arrangement may seem like a smart way to... read more
HARP Program: What Is It and What Are Today’s Alternatives?
SEPTEMBER 25, 2024
After the 2008 financial crisis, the Home Affordable Refinance Program (HARP) helped people who owed more than their home was worth to avoid foreclosure. But,... read more
Commercial Loans: What They Are and How They Work
SEPTEMBER 18, 2024
The terms “commercial loan” and “business loan” are often used interchangeably by lenders. However, some lenders make a distinction between the two, offering business loans... read more
How Do Government Refinance Programs Work?
SEPTEMBER 16, 2024
Government refinance programs are mortgage refinance loans backed by various government agencies. These programs typically have more lenient qualifying and underwriting standards than conventional loans.... read more