Mutual of Omaha Mortgage
The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers.
And, like our customers, we thrive on relationships and building genuine, enduring connections. As a Mutual company our focus isn’t about increasing share prices. It’s helping customers reach their financial goals.
What that means if you’re considering a new home purchase or refinance, you can feel secure knowing Mutual of Omaha Mortgage exists solely to do right by our customers, every time.
We understand that to some companies a loan is a loan is a loan. That’s not us and it’ll never be. Buying (or refinancing) a house is more than a financial decision. It’s the promise of a life you want to build and the memories you want to make. And that’s why before we talk home loan solutions, we focus on you and your needs.
I had o get refinanced my houses couple months ago. At the beginning everything started very good. Once it get to point to that he words was nnot getting real . Sending a notary public in my house without my knowledge and just told me the nite before . Sending me messages in a unappropriate days and hours (Sunday 9pm) and with another different processor a woman that’s not even on the list on this company . Asking me the same documents that I submitted ! This person was not even introduce to me !
And DK has charge me an appraisal fee that was not even done no appraisal person came and he said that he will call or text me for authorization before this will be done and at the last message was a threat in his message if I want my refund .
I didn’t know that he had charge me already . For me this is stealing my money and with the hidden fees omg the cost of closing was like for 3 houses . I will never again nor recommend .
Eric made the experience of obtaining our objectives easy, we were not the easiest property to work with being so rural. He also supported us with his patience when we had none. We felt like Eric was our friend and went out of his way to help in anyway he could. I would working with him to anyone.
Matthew made the entire process so easy and we closed early. He was always quick to respond to any call or emails. I would highly recommend Matthew and will use him again!
Mitch was absolutely amazing to work with. He made the process so easy and was always available to talk if I had any question. My situation was a little more difficult but with his help I was able to get approved and even closed a week ahead of the purchase contract date.
Jill and her team were amazing! I was updated frequently on what was going on in the first time home buying process. Jill went above and beyond what I had expected in this new journey making it less scary!
Mutual of Omaha Mortgage is based in the Midwest but is licensed in 45 U.S. states. The only states in which it is not licensed are:
There are 30-plus locations with loan officers.
Mutual of Omaha Mortgage does not set a minimum credit requirement for non-government, conventional loan products. However, borrowers must have at least a 530 credit score for FHA loans and a 580 for VA loans. The lender will do manual underwriting for government loan programs when applicable, but conventional loan applications must be approved via an automated underwriting system.
Mutual of Omaha Mortgage makes loans for the following property types:
Mutual of Omaha Mortgage does not service commercial properties.
Through its Patriot’s Charity Initiative, Mutual of Omaha Mortgage donates a portion of its proceeds to organizations that support veterans, including United Service Organizations (USO) and a number of local veteran service charities. Mutual of Omaha Mortgage has donated more than $3 million since the initiative launched in 2015.
The loan officer who handles your application will be your primary point of contact throughout the process. However, you may also hear from underwriters and other team members who work with the loan officer as your application progresses. You can also check the progress of your loan via the mobile app.
Editorial Note: Parts of this article were reviewed by a lender to ensure accuracy prior to publication. The overall conclusions, recommendations and opinions are the author’s alone.
The information in this article is accurate as of the date of publishing.