Mutual of Omaha Mortgage
The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers.
And, like our customers, we thrive on relationships and building genuine, enduring connections. As a Mutual company our focus isn’t about increasing share prices. It’s helping customers reach their financial goals.
What that means if you’re considering a new home purchase or refinance, you can feel secure knowing Mutual of Omaha Mortgage exists solely to do right by our customers, every time.
We understand that to some companies a loan is a loan is a loan. That’s not us and it’ll never be. Buying (or refinancing) a house is more than a financial decision. It’s the promise of a life you want to build and the memories you want to make. And that’s why before we talk home loan solutions, we focus on you and your needs.
Don’t go through these people very mean they just want your credit card to charge a appraisal and then never get back with you and don’t give you your appraisal that you paid for just wanted everyone to know how I was treated and ripped off 500 dallars thank you
I have never had any one call me so many times a day with having an incorrect number. He has left me several voicemails to which I did not respond as he was asking for a different person. When I answered the last time, he wouldn't advise me who he was, and when I asked him why he was calling me multiple times, he wouldn't give me a reason. It was very obvious he had the wrong number, but was very rude with going about it and presenting himself. He finally advised that someone had my number placed on Lending Tree, and it must've been wrong, but still attempted to talk about getting a mortgage with him. Rude, predatory, and extremely irresponsible.
Joey was awesome, he will give you the best options available, and will be there for you throughout the loan process.
Worst company to work for. The operations mgr has wife working with him who is the office mgr. how is that fare. Oh yeah by the way cousin works for operations mgr. they need to get rid of friends and family. And they know who I’m talking about
Eric was very knowledgeable and patient with me throughout the loan process. Obtaining loans these days is neither easy nor quick, and the borrower must provide a lot of information. Ours was a longer than normal process due to a lost tax return (later found). Eric was very communicative from beginning to end, and explained the overall cost and bottom line of the interest rate over the loan duration. He is very professional and dedicated. My husband & I appreciate working with Mutual of Omaha and especially, Eric Dietrich.
Mutual of Omaha Mortgage is based in the Midwest but is licensed in 45 U.S. states. The only states in which it is not licensed are:
There are 30-plus locations with loan officers.
Mutual of Omaha Mortgage does not set a minimum credit requirement for non-government, conventional loan products. However, borrowers must have at least a 530 credit score for FHA loans and a 580 for VA loans. The lender will do manual underwriting for government loan programs when applicable, but conventional loan applications must be approved via an automated underwriting system.
Mutual of Omaha Mortgage makes loans for the following property types:
Mutual of Omaha Mortgage does not service commercial properties.
Through its Patriot’s Charity Initiative, Mutual of Omaha Mortgage donates a portion of its proceeds to organizations that support veterans, including United Service Organizations (USO) and a number of local veteran service charities. Mutual of Omaha Mortgage has donated more than $3 million since the initiative launched in 2015.
The loan officer who handles your application will be your primary point of contact throughout the process. However, you may also hear from underwriters and other team members who work with the loan officer as your application progresses. You can also check the progress of your loan via the mobile app.
Editorial Note: Parts of this article were reviewed by a lender to ensure accuracy prior to publication. The overall conclusions, recommendations and opinions are the author’s alone.
The information in this article is accurate as of the date of publishing.