The Top VA Lenders for 2018

With low interest rates, little or no down payment, no need for private mortgage insurance (PMI), and other benefits, VA loans were created to help servicemembers, veterans, and surviving spouses become homeowners. To help our readers connect with the best VA lenders in the business, we analyzed our data by lender and loan volume for the 3rd quarter of 2016. After we crunched the numbers - these were the top lenders.

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North American Savings Bank (NASB)

North American Savings Bank (NASB) is proud to be a VA-approved lender and is committed to being the best in the business. The company has funded more than $5 billion in home loans during the past three years, making it one of the highest volume VA loan processors in the nation.

NASB makes applying for a VA loan online simple and painless, with no lender fees, $0 points, and $0 loan origination fees.

NASB customers benefit from fast and easy processing, low rates, and excellent customer service. The company is also well known for their professionalism, and their ability to get the job done, even in unusual or stressful circumstances.


If you’re searching for a VA loan and want to use one of the fastest growing VA lenders in the nation, look no further than loanDepot. loanDepot uses technology and high-touch customer care to connect borrowers to the loans they need to change their lives.

The company has funded $100 billion in loans since inception and reports stable and consistent growth. Their VA loans, in particular, come with some of the lowest rates in the business, along with superior service.

loanDepot customers report experiencing excellent customer service, fast loan processing, and professionalism at all times. Numerous customer reviews prove Loan Depot employees are easy to work with, helpful, and professional, ensuring a smooth loan process from start to finish.

KS StateBank

KS StateBank offers numerous loan solutions for future homeowners, and that includes VA loans. With a VA loan from KS StateBank, you’ll get a home with little to no money down, low closing costs, a stable monthly payment you can count on, and no prepayment penalties if you pay your home off early.

In addition to VA loans with competitive rates and terms, KS StateBank also offers an array of useful online resources you can turn to as you prepare for the financial implications of owning a home.

Customer reviews for KS StateBank underscore the fact this bank offers exemplary service and affordable loans. Some reviewers note their experience with KS StateBank was “the best they’ve ever had,” while others report fast wait times and extreme professionalism from the staff. Out of more than 100 in-depth reviews, only 3 gave KS StateBank less than five stars.

HomeDirect Mortgage

HomeDirect Mortgage offers an array of services and options for home buyers who want to purchase or refinance a home using their VA benefits. With HomeDirect’s new purchase program, you can get competitive rates, little or no down payment, no prepayment penalties, and no PMI. You can also refinance your home using the VA refinancing program.

HomeDirect Mortgage makes the online application process easy. Fill out a simple questionnaire for a quick quote and a VA mortgage specialist will contact you right away.

HomeDirect customers love how simple they make the process for first-time and experienced home buyers. They love the easy preapproval process, along with the service they receive before, during, and after the loan is disbursed. HomeDirect has received a 5-star rating from the vast majority of customers reviewing their services.

Mortgage Lenders of America

If you’re looking for a VA loan from an established lender who has your best interests at heart, it would be difficult to top Mortgage Lenders of America. This company offers numerous online tools for home shoppers and buyers, including calculators, videos, tips, and articles that educate and entertain. They also offer an easy preapproval process that can help get the ball rolling on your new loan.

Mortgage Lenders of American can help verify your eligibility for a VA loan and get your application started all in one day. The best part is, you can complete the bulk of your application online and from the comfort of your own home.

Mortgage Lender of America customers report excellent experiences, outstanding customer service, and top notch loan options. They also report working with professional and caring loan officers who make the entire process simple and efficient.


NBKC Bank offers myriad home loan options, including top notch loans for veterans. With their VA loans, you can get prequalified online. The company also offers calculators and resources intended to educate consumers on the loan process, affordability, credit, and other related topics.

NBKC Bank is also known for its competitive rates and fair loan terms.

Out of thousands of reviews, 98 percent said they would recommend the lender to others seeking a VA loan. Most reviewers cite low interest rates, low closing costs, and professionalism of the banking staff as the driving factors for their excellent ratings.

Veterans First Mortgage

Veterans First Mortgage offers competitive rates and fair terms on both VA loans and FHA loans. With their helpful online tools, you can confirm eligibility for VA loans, find out how to qualify, and get preapproved on the spot.
With three decades of VA loan experience under their belts, Veterans First Mortgage intends to make the home buying experience easier and better than before.

Veterans First Mortgage has received a five-star rating from hundreds of reviewers, while 96 percent of reviewers stated they would recommend this company to a friend. The theme around positive comments and reviews centers around the professionalism of Veterans First Mortgage Staff and the ease of the loan process.

BNC National Bank

BNC National Bank offers an array of home loan options for consumers, including VA loans. They also offer important tools that can help you decide on the optimal length of your mortgage, whether to refinance an existing loan, and more.

If you’re interested in VA loans, look to BNC National Bank for competitive interest rates, fair terms, and professionalism.

Amazingly, 96 percent of BNC National Bank customers who left a review said they would recommend the bank to a friend. Positive comments center around the responsiveness and professionalism of BNC National Bank staff, accurate and efficient loan closings, and the seamlessness of the entire process.

J.G. Wentworth Home Lending, LLC

J.G. Wentworth provides mortgages for those looking to move into a new home and for those looking to refinance. With more than 15 years of experience and customer satisfaction, they offer a great deal of expertise and knowledge to those looking to get a VA home loan. For veterans, military families, and surviving spouses looking to get a loan with no down payment, no PMI, and low interest rates, J.G. Wentworth offers one-on-one guidance throughout the entire VA loan process.

Reviews of the company consistently remarked on the professional and consistent service that was received. Customers could always get in touch with their loan officers, who were always more than happy to answer any questions and guide them through the entire loan process. Many people also loved that documents could be uploaded/downloaded online, saving large amounts of time and frustration.

BBMC, A Division of Bridgeview Bank Group

BBMC is committed to being the premiere VA lending provider in the nation, and they do a lot to back up that commitment. Believing that too few active-duty service members and veterans are fully using their VA mortgage benefits, BBMC makes it a priority to help veterans understand how a VA home loan can help them with their goal of home ownership. Not only do they provide VA loan information online, but they also run Military Resource Radio – a weekly broadcast that helps to educate veterans and service members about available resources and organizations – along with the Patriot’s Charity Initiative, which donates to charities that are dedicated to helping veterans and their families.

Many reviewers of the company and their VA loan process remarked on the dedication and attention that they received from their loan officers. Customers found that while other lenders turned them down, BBMC’s staff worked tirelessly to provide a solution for their home ownership dreams. Applicants also found that their loan’s interest rates and closing costs were lower than they initially expected.